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Specialty Finance

OppFi Executive Compensation (FY25)

OPFI · Executive and director compensation, fiscal 2022 to 2025
Chief executive, fiscal 2025
◇
Todd Schwartz
Latest say-on-pay support
=
June 9, 2026
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Data as of November 5, 2026Latest filing (8-K): June 10, 2026
4 filings cited on this page
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82 figures on this page: 81 cited to the filing that reported them, 1 calculated from figures it prints. See the citations
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — Todd Schwartz: $297,681 → $1,599,726

Frequently asked questions

Answers drawn from the data on this page.
Who is OppFi's chief executive and what were they paid?
Total compensation for Todd Schwartz, Chief Executive Officer and Executive Chairman of the Board, came to $1,599,726 in fiscal 2025. Schwartz's total was up from the $297,681 reported for fiscal 2024.
What was OppFi's say-on-pay result?
Shareholders recorded 95.3% support for the say-on-pay proposal at the meeting held June 9, 2026 for fiscal 2025.
Which companies are in OppFi's peer group?
The disclosed peer group includes Alerus Financial Corp., Consumer Portfolio Services, Inc., Dave Inc., Enova International, Inc. and EZCORP, Inc., among others.

Executive compensation

Every element reported for each named executive officer, by fiscal year.
Fiscal 2022
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Christopher McKay
Chief Risk and Analytics Officer
◇—◇—◇—◇◇
Pamela Johnson
Chief Financial Officer
◇—◇◇◇—◇◇
Todd Schwartz
Chief Executive Officer and Executive Chairman of the Board
◇—————◇◇
Fiscal 2023
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Christopher McKay
Chief Risk and Analytics Officer
◇———◇—◇◇
Pamela Johnson
Chief Financial Officer
◇———◇—◇◇
Todd Schwartz
Chief Executive Officer and Executive Chairman of the Board
◇—————◇◇
Fiscal 2024
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Christopher McKay
Chief Risk and Analytics Officer
◇—◇—◇—◇◇
Pamela Johnson
Chief Financial Officer
◇—◇—◇—◇◇
Todd Schwartz
Chief Executive Officer and Executive Chairman of the Board
◇—————◇◇
Fiscal 2025
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Todd Schwartz
Chief Executive Officer and Executive Chairman of the Board
◇—◇———◇◇
Christopher McKay
Chief Risk and Analytics Officer
◇—◇—◇—◇◇
Pamela Johnson
Chief Financial Officer
◇—◇—◇—◇◇
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.

Director compensation

What each non-employee director was paid.
Fiscal 2025
DirectorFees earned in cashStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
David Vennettilli
◇◇————◇
Jocelyn Moore
Lead independent director
◇◇————◇
Greg Zeeman
◇◇————◇
Christina Favilla
◇◇————◇
Theodore Schwartz
◇◇————◇
Todd Schwartz served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Director fee schedule

The standing retainers and premiums the board pays, as published.
Board cash retainer◇
Board equity retainer◇
Total board retainer◇
Board chair premium◇
Lead independent director premium◇
Audit committee chair◇
Audit committee member◇
Compensation committee chair◇
Compensation committee member◇
Nominating and governance chair◇
Nominating and governance member◇
Equity is delivered as restricted stock units.

Disclosed peer group

The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Fiscal 2025
  • Alerus Financial Corp. ALRS
  • Consumer Portfolio Services, Inc. CPSS
  • Dave Inc. DAVE
  • Enova International, Inc. ENVA
  • EZCORP, Inc. EZPW
  • Green Dot Corp. GDOT
  • International Money Express, Inc. IMXI
  • Katapult Holdings, Inc. RHLD
  • LendingClub Corp. LC
  • Medallion Financial Corp. MFIN
  • MoneyLion Inc. ML
  • PRA Group, Inc. PRAA
  • Propel Holdings Inc. symbol not shown
  • Regional Management Corp. RM
  • Upstart Holdings, Inc. UPST
  • World Acceptance Corp. WRLD

Say-on-pay history

Shareholder support for the compensation program, by year.
YearMeetingSupportVotes forVotes againstAbstentions
2025June 9, 2026=◇◇◇

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Sample answer — “What is the CEO’s total compensation?”
- Todd Schwartz (Chief Executive Officer and Executive Chairman of the Board), FY2025 total compensation $1,599,726 (base salary $461,538) [exec_comp, SEC accession 0001193125-26-187424, filed 2026-04-28]

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What this page does not include

Everything above is a fact OppFi disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Peer benchmarking
Where OppFi sits against its disclosed peers — percentile position by role and by pay element, and the ranking behind it. The disclosed peer group is free; comparisons across it are part of the Velarion platform.
Executive Compensation Report — $500
Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
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Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
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Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
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Adviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
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Citations

Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
82 figures on this page: 81 cited to the filing that reported them, 1 calculated from figures it prints.
81 cited to the filing
1 calculated from the filing

Documents cited

  1. 0001818502-26-000061
    Item 5.07 Submission of Matters to a Vote of Security Holders
  2. 0001193125-26-187424
    2025 Summary Compensation Table · Director Compensation
  3. 0001193125-25-103860
    Summary Compensation Table
  4. 0001193125-24-118097
    Summary Compensation Table
Cite this data
This page is free to cite. Attribution we ask for:
Velarion, “OppFi executive compensation, FY2022–FY2025.” https://intel.velarion.ai/comp/OPFI (accessed 2026).
Short form: data: Velarion

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4 filings cited on this page
Method: intel.velarion.ai/methodology
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Published by Velarion Company Intelligence
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Specialty Finance rankings

Chief executive pay — Specialty FinanceCEO pay ratio — Specialty FinanceSay-on-pay support — Specialty Finance

Peers OppFi discloses

The companies named in OPFI's own disclosed peer group.

Alerus Financial Corp.Consumer Portfolio Services, Inc.Dave Inc.Enova International, Inc.EZCORP, Inc.Green Dot Corp.International Money Express, Inc.Katapult Holdings, Inc.Medallion Financial Corp.MoneyLion Inc.PRA Group, Inc.Regional Management Corp.Upstart Holdings, Inc.World Acceptance Corp.

Terms on this page

Say-on-Pay VoteCEO Pay RatioMedian Employee CompensationAll companies

Free to read and cite. Redistribution or bulk use of the dataset requires a data license. Talk to us about the data license.

Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
  author = {{Velarion Company Intelligence}},
  title = {Velarion database: executive and board compensation data},
  year = {2026},
  version = {2026Q3},
  doi = {10.5281/zenodo.22283854},
  publisher = {Zenodo},
  url = {https://doi.org/10.5281/zenodo.22283854}
}
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