Specialty Finance

World Acceptance Executive Compensation (FY26)

Name: World Acceptance (WRLD) executive compensation
Creator: Velarion
License: https://intel.velarion.ai/terms

WRLD · Executive and director compensation, fiscal 2022 to 2026

Chief executive, fiscal 2026

◇

J. Tobin Turner

Latest say-on-pay support

August 19, 2026

Chief executive pay ratio

◇

To the median employee

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Data as of November 4, 2026Latest filing (8-K): August 19, 2026

17 filings cited on this page

Method: intel.velarion.ai/methodology

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277 figures on this page: 265 cited to the filing that reported them, 12 calculated from figures it prints. See the citations

Frequently asked questions

Answers drawn from the data on this page.

Who is World Acceptance's chief executive and what were they paid?

J. Tobin Turner, Executive Vice President, Chief Operating Officer (Current Principal Executive Officer), received $2,961,396 in total compensation for fiscal 2026.

What was World Acceptance's say-on-pay result?

For fiscal 2026, shareholders backed the say-on-pay proposal with 80.6% of votes cast for or against in favor at the meeting held August 19, 2026.

What is World Acceptance's chief executive pay ratio?

The company reported a chief executive pay ratio of 136:1 for fiscal 2026, against median employee compensation of $49,372.

Executive compensation

Every element reported for each named executive officer, by fiscal year.

Fiscal 2022

Officer	Salary	Bonus	Stock awards	Option awards	Non-equity incentive	Pension and deferred earnings	All other compensation	Total
R. Chad Prashad President and Chief Executive Officer	◇	—	—	—	—	◇	◇	◇
John Calmes Jr. Executive Vice President, Chief Financial and Strategy Officer and Treasurer	◇	—	—	—	—	◇	◇	◇
D. Clinton Dyer Executive Vice President and Chief Branch Operations Officer	◇	—	—	—	—	◇	◇	◇
Luke Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary	◇	—	—	—	—	—	◇	◇
Scott McIntyre Senior Vice President, Accounting	◇	—	—	—	—	—	◇	◇
A. Lindsay Caulder Senior Vice President, Human Resources	◇	—	—	—	—	—	◇	◇
Jason Childers Senior Vice President, Information Technology	◇	—	—	—	—	—	◇	◇

Fiscal 2023

Officer	Salary	Bonus	Stock awards	Option awards	Non-equity incentive	Pension and deferred earnings	All other compensation	Total
R. Chad Prashad President and Chief Executive Officer	◇	—	—	—	—	◇	◇	◇
John Calmes Jr. Executive Vice President, Chief Financial and Strategy Officer and Treasurer	◇	—	—	—	—	◇	◇	◇
D. Clinton Dyer Executive Vice President and Chief Branch Operations Officer	◇	—	—	—	—	◇	◇	◇
Luke Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary	◇	—	—	—	—	—	◇	◇
A. Lindsay Caulder Senior Vice President, Human Resources	◇	—	—	—	—	—	◇	◇
Scott McIntyre Senior Vice President, Accounting	◇	—	—	—	—	—	◇	◇
Jason Childers Senior Vice President, Information Technology	◇	—	—	—	—	—	◇	◇

Fiscal 2024

Officer	Salary	Bonus	Stock awards	Option awards	Non-equity incentive	Pension and deferred earnings	All other compensation	Total
R. Chad Prashad Former President and Chief Executive Officer	◇	—	—	—	—	◇	◇	◇
John L. Calmes, Jr. Executive Vice President, Chief Financial and Strategy Officer and Treasurer	◇	—	—	—	—	◇	◇	◇
D. Clinton Dyer Former Executive Vice President and Chief Branch Operations Officer	◇	—	—	—	—	◇	◇	◇
Luke J. Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary	◇	—	—	—	—	—	◇	◇
A. Lindsay Caulder Senior Vice President, Human Resources	◇	—	—	—	—	—	◇	◇
Scott McIntyre Senior Vice President, Accounting	◇	—	—	—	—	—	◇	◇
Jason E. Childers Senior Vice President, Information Technology	◇	—	—	—	—	—	◇	◇

Fiscal 2025

Officer	Salary	Bonus	Stock awards	Option awards	Non-equity incentive	Pension and deferred earnings	All other compensation	Total
R. Chad Prashad Former President and Chief Executive Officer	◇	—	◇	—	—	◇	◇	◇
John L. Calmes, Jr. Executive Vice President, Chief Financial and Strategy Officer and Treasurer	◇	—	◇	—	—	◇	◇	◇
D. Clinton Dyer Former Executive Vice President and Chief Branch Operations Officer	◇	—	◇	—	—	◇	◇	◇
Luke J. Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary	◇	—	◇	—	—	—	◇	◇
A. Lindsay Caulder Senior Vice President, Human Resources	◇	—	◇	—	—	—	◇	◇
Scott McIntyre Senior Vice President, Accounting	◇	—	◇	—	—	—	◇	◇
Jason E. Childers Senior Vice President, Information Technology	◇	—	◇	—	—	—	◇	◇

Fiscal 2026

Officer	Salary	Bonus	Stock awards	Option awards	Non-equity incentive	Pension and deferred earnings	All other compensation	Total
R. Chad Prashad Former President and Chief Executive Officer Departed during or after this year	◇	—	◇	—	—	◇	◇	◇
John Calmes Jr. Executive Vice President, Chief Financial and Strategy Officer and Treasurer	◇	—	◇	—	—	◇	◇	◇
J. Tobin Turner Executive Vice President, Chief Operating Officer (Current Principal Executive Officer)	◇	—	◇	—	—	—	◇	◇
Luke Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary	◇	—	◇	—	—	—	◇	◇
D. Clinton Dyer Former Executive Vice President and Chief Branch Operations Officer Departed during or after this year	◇	—	◇	—	—	◇	◇	◇

A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.

Equity awards granted

Individual awards as disclosed: type, date, unit counts at each level, and grant date value.

Fiscal 2026

Officer	Award	Grant date	Threshold units	Target units	Units granted	Maximum units	Exercise price	Grant date fair value
D. Clinton Dyer	RSU	◇	—	—	◇	—	—	◇
D. Clinton Dyer	PSU	◇	—	◇	—	—	—	◇
J. Tobin Turner	RSU	◇	—	—	◇	—	—	◇
J. Tobin Turner	PSU	◇	—	◇	—	—	—	◇
J. Tobin Turner	PSU	◇	—	◇	—	—	—	◇
J. Tobin Turner	RSU	◇	—	—	◇	—	—	◇
John L. Calmes	PSU	◇	—	◇	—	—	—	◇
John L. Calmes	RSU	◇	—	—	◇	—	—	◇
Luke J. Umstetter	PSU	◇	—	◇	—	—	—	◇
Luke J. Umstetter	RSU	◇	—	—	◇	—	—	◇
R. Chad Prashad	PSU	◇	—	◇	—	—	—	◇
R. Chad Prashad	RSU	◇	—	—	◇	—	—	◇

Fiscal 2025 are included in the PDF.

A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.

Outstanding awards

Awards still held at fiscal year end.

As disclosed at fiscal 2026 year end

Officer	Award	Unvested units	Market value of unvested units	Exercise price	Expires
R. Chad Prashad	RSU	◇	◇	—	—
	PSU	◇	◇	—	—
John Calmes Jr.	RSU	◇	◇	—	—
	PSU	◇	◇	—	—
J. Tobin Turner	RSU	◇	◇	—	—
	PSU	◇	◇	—	—
Luke Umstetter	RSU	◇	◇	—	—
	PSU	◇	◇	—	—

A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Severance and change in control

The terms as written in the agreements.

D. Clinton Dyer

Former Executive Vice President and Chief Branch Operations Officer · Terms as described in the company’s compensation discussion

Severance cash amount	◇
Benefits continuation on change in control	◇
Benefits continuation	◇
Non-compete period	◇
Non-solicit period	◇

J. Tobin Turner

Executive Vice President, Chief Operating Officer (Current Principal Executive Officer) · Employment agreement

Severance cash amount	◇
Benefits continuation on change in control	◇
Benefits continuation	◇
Non-compete period	◇
Non-solicit period	◇
Clawback	◇

Luke Umstetter

General Counsel · Terms as described in the company’s compensation discussion

Severance multiple	◇
Severance base	◇
Severance cash amount	◇
Change-in-control multiple	◇
Change-in-control base	◇
Benefits continuation on change in control	◇
Benefits continuation	◇

R. Chad Prashad

Former President and Chief Executive Officer · Severance agreement

Severance multiple	◇
Severance cash amount	◇
Change-in-control multiple	◇
Change-in-control base	◇
Benefits continuation on change in control	◇
Benefits continuation	◇
Non-compete period	◇
Non-solicit period	◇

Director compensation

What each non-employee director was paid.

Fiscal 2026

Director	Fees earned in cash	Stock awards	Option awards	Non-equity incentive	Pension and deferred earnings	All other compensation	Total
Charles D. Way	◇	◇	—	—	—	—	◇
Ken R. Bramlett Jr Board chair	◇	◇	—	—	—	—	◇
Elizabeth R. Neuhoff	◇	◇	—	—	—	—	◇
Benjamin E. Robinson III	◇	◇	—	—	—	—	◇
Darrell E. Whitaker	◇	◇	—	—	—	—	◇
Scott J. Vassalluzzo	◇	—	—	—	—	—	◇

R. Chad Prashad served on the board in fiscal 2026 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.

Earlier years are included in the PDF.

A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Director fee schedule

The standing retainers and premiums the board pays, as published.

Board cash retainer	◇
Board chair premium	◇
Audit committee chair	◇
Compensation committee chair	◇
Nominating and governance chair	◇

Equity is delivered as Restricted Stock.

Disclosed peer group

The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.

Say-on-pay history

Shareholder support for the compensation program, by year.

Year	Meeting	Support	Votes for	Votes against	Abstentions
2026	August 19, 2026	=	◇	◇	◇
2025	August 20, 2025	=	◇	◇	◇
2024	August 21, 2024	=	◇	◇	◇
2023	August 21, 2024	=	◇	◇	◇
2022	August 16, 2023	=	◇	◇	◇
2021	August 17, 2022	=	◇	◇	◇
2020	August 4, 2021	=	◇	◇	◇
2019	August 18, 2020	=	◇	◇	◇
2018	August 22, 2019	=	◇	◇	◇
2017	August 24, 2018	=	◇	◇	◇
2016	August 30, 2017	=	◇	◇	◇
2015	August 3, 2016	=	◇	◇	◇

Chief executive pay ratio

As calculated and reported by the company.

Ratio

◇

Median employee compensation

◇

Chief executive total compensation

◇

Ask our research desk — $99, 24h, every figure cited to its filing.

Sample answer — “What is the CEO’s total compensation?”

- J. Tobin Turner (Executive Vice President, Chief Operating Officer (Current Principal Executive Officer)), FY2026 total compensation $2,961,396 (base salary $364,662) [exec_comp, SEC accession 0000108385-26-000029, filed 2026-07-22]

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What this page does not include

Everything above is a fact World Acceptance disclosed, and it is free. Everything below is our analysis of those facts, and it is not.

Written compensation analysis

A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.

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Board and governance analysis

Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.

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Realizable pay

What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.

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Citations

Every figure on this page is cited to the document that reported it. Select any figure to see its citation.

277 figures on this page: 265 cited to the filing that reported them, 12 calculated from figures it prints.

265 cited to the filing

12 calculated from the filing

Documents cited

8-K, filed August 19, 2026
0000108385-26-000039
Proposal 2 — Advisory Vote on Executive Compensation Approved, on an advisory (non-biding) basis, the executive compensation of the Company's named executive officers, as described in the Proxy Statem
DEF 14A, filed July 22, 2026
0000108385-26-000029
2026 Summary Compensation Table · CEO Pay Ratio · DIRECTOR COMPENSATION · Outstanding Equity Awards at Fiscal 2026 Year-End Table
Filing, filed July 22, 2026
Filing, filed February 17, 2026
8-K, filed August 22, 2025
0000108385-25-000081
Proposal 2 — Advisory Vote on Executive Compensation 1 Approved, on an advisory (non-biding) basis, the executive compensation of the Company's named executive officers, as described in the Proxy Stat
DEF 14A, filed July 23, 2025
0000108385-25-000068
2025 Summary Compensation Table · Compensation Discussion and Analysis
8-K, filed August 22, 2024
0000108385-24-000041
Item 5.07 Submission of Matters to a Vote of Security Holders
DEF 14A, filed July 22, 2024
0000108385-24-000032
2024 Summary Compensation Table
8-K, filed August 17, 2023
0000108385-23-000051
DEF 14A, filed July 17, 2023
0000108385-23-000039
8-K, filed August 18, 2022
0000108385-22-000030
Item 5.07 Submission of Matters to a Vote of Security Holders
8-K, filed August 5, 2021
0000108385-21-000091
8-K, filed August 20, 2020
0000108385-20-000055
Item 5.07 Submission of Matters to a Vote of Security Holders
8-K, filed August 27, 2019
0000108385-19-000049
Item 5.07 Submission of Matters to a Vote of Security Holders
8-K, filed August 27, 2018
0000108385-18-000075
Item 5.07 Submission of Matters to a Vote of Security Holders
8-K, filed September 1, 2017
0000108385-17-000040
Item 5.07 Submission of Matters to a Vote of Security Holders
8-K, filed September 2, 2016
0000108385-16-000149

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Velarion, “World Acceptance executive compensation, FY2022–FY2026.” https://intel.velarion.ai/comp/WRLD (accessed 2026).

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17 filings cited on this page

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Cite this data

APA

Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854

BibTeX

@misc{velarionData2026,
  author = {{Velarion Company Intelligence}},
  title = {Velarion database: executive and board compensation data},
  year = {2026},
  version = {2026Q3},
  doi = {10.5281/zenodo.22283854},
  publisher = {Zenodo},
  url = {https://doi.org/10.5281/zenodo.22283854}
}

More on World Acceptance

Frequently asked questions

Executive compensation

Equity awards granted

Outstanding awards

Severance and change in control

Director compensation

Director fee schedule

Disclosed peer group

Say-on-pay history

Chief executive pay ratio

What this page does not include

Citations

Documents cited

The paid brief for World Acceptance

Specialty Finance rankings

Terms on this page