World Acceptance Executive Compensation (FY26)
WRLD · Executive and director compensation, fiscal 2024 to 2026
The paid brief on World Acceptance
Positioning against its disclosed peers, the governance read, incentive design, and the CD&A alignment analysis; the full peer table; a committee-ready PDF.
From $1,200 for the board report; $2,400 for both.
Data as of September 12, 2026Latest filing (8-K): August 19, 2026
14 filings cited on this page
Method: intel.velarion.ai/methodology
A report that fails to generate is refunded in full
Published by Velarion Company Intelligence
$1,500Get the executive brief
219 figures on this page: 207 cited to the filing that reported them, 12 calculated from figures it prints. See the citations
More on World Acceptance
Five data products on this company. Each one is requested through the developer setup page.
- Peer Disclosure Audit$5The comparison companies this board named, each one tied to the filing that lists it.How to get Peer Disclosure Audit
- Governance Provisions PullfreeThe governance provisions as the proxy states them: board leadership, committee membership, and shareholder rights.How to get Governance Provisions Pull
- Say-on-Pay Risk Signal$9A risk band for the next say-on-pay vote, with the support history and the peer comparison behind it.How to get Say-on-Pay Risk Signal
- NEO Comp Report$24Every named executive officer’s pay by element and year, with the citation behind each figure.How to get NEO Comp Report
- Board Comp Report$24What each non-employee director was paid, the standing fee schedule, and the equity each one holds at year end.How to get Board Comp Report
What changed from fiscal 2025 to fiscal 2026
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive of record: R. Chad Prashad → J. Tobin Turner
Say-on-pay support: 97.5% → 80.6% (16.9 points lower)
CEO pay ratio: 53:1 → 136:1 (156.6% higher)
Frequently asked questions
Answers drawn from the data on this page.
Who is World Acceptance's chief executive and what were they paid?
J. Tobin Turner, Executive Vice President, Chief Operating Officer (Current Principal Executive Officer), received $2,961,396 in total compensation for fiscal 2026.
What was World Acceptance's say-on-pay result?
For fiscal 2026, shareholders backed the say-on-pay proposal with 80.6% of votes cast for or against in favor at the meeting held August 19, 2026.
What is World Acceptance's chief executive pay ratio?
The company reported a chief executive pay ratio of 136:1 for fiscal 2026, against median employee compensation of $49,372.
Executive compensation
Every element reported for each named executive officer, by fiscal year.
Fiscal 2024
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
R. Chad Prashad Former President and Chief Executive Officer | ◇ | — | — | — | — | ◇ | ◇ | ◇ |
John L. Calmes, Jr. Executive Vice President, Chief Financial and Strategy Officer and Treasurer | ◇ | — | — | — | — | ◇ | ◇ | ◇ |
D. Clinton Dyer Former Executive Vice President and Chief Branch Operations Officer | ◇ | — | — | — | — | ◇ | ◇ | ◇ |
Luke J. Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary | ◇ | — | — | — | — | — | ◇ | ◇ |
A. Lindsay Caulder Senior Vice President, Human Resources | ◇ | — | — | — | — | — | ◇ | ◇ |
Scott McIntyre Senior Vice President, Accounting | ◇ | — | — | — | — | — | ◇ | ◇ |
Jason E. Childers Senior Vice President, Information Technology | ◇ | — | — | — | — | — | ◇ | ◇ |
Fiscal 2025
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
R. Chad Prashad Former President and Chief Executive Officer | ◇ | — | ◇ | — | — | ◇ | ◇ | ◇ |
John L. Calmes, Jr. Executive Vice President, Chief Financial and Strategy Officer and Treasurer | ◇ | — | ◇ | — | — | ◇ | ◇ | ◇ |
D. Clinton Dyer Former Executive Vice President and Chief Branch Operations Officer | ◇ | — | ◇ | — | — | ◇ | ◇ | ◇ |
Luke J. Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary | ◇ | — | ◇ | — | — | — | ◇ | ◇ |
A. Lindsay Caulder Senior Vice President, Human Resources | ◇ | — | ◇ | — | — | — | ◇ | ◇ |
Scott McIntyre Senior Vice President, Accounting | ◇ | — | ◇ | — | — | — | ◇ | ◇ |
Jason E. Childers Senior Vice President, Information Technology | ◇ | — | ◇ | — | — | — | ◇ | ◇ |
Fiscal 2026
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
R. Chad Prashad Former President and Chief Executive Officer Departed during or after this year | ◇ | — | ◇ | — | — | ◇ | ◇ | ◇ |
John Calmes Jr. Executive Vice President, Chief Financial and Strategy Officer and Treasurer | ◇ | — | ◇ | — | — | ◇ | ◇ | ◇ |
J. Tobin Turner Executive Vice President, Chief Operating Officer (Current Principal Executive Officer) | ◇ | — | ◇ | — | — | — | ◇ | ◇ |
Luke Umstetter Senior Vice President, General Counsel, Chief Compliance Officer and Secretary | ◇ | — | ◇ | — | — | — | ◇ | ◇ |
D. Clinton Dyer Former Executive Vice President and Chief Branch Operations Officer Departed during or after this year | ◇ | — | ◇ | — | — | ◇ | ◇ | ◇ |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.
Equity awards granted
Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2026
| Officer | Award | Grant date | Threshold units | Target units | Units granted | Maximum units | Exercise price | Grant date fair value |
|---|---|---|---|---|---|---|---|---|
| D. Clinton Dyer | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| D. Clinton Dyer | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| J. Tobin Turner | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| J. Tobin Turner | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| J. Tobin Turner | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| J. Tobin Turner | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| John L. Calmes | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| John L. Calmes | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Luke J. Umstetter | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Luke J. Umstetter | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| R. Chad Prashad | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| R. Chad Prashad | RSU | ◇ | — | — | ◇ | — | — | ◇ |
Fiscal 2025 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.
Outstanding awards
Awards still held at fiscal year end.
As disclosed at fiscal 2026 year end
| Officer | Award | Unvested units | Market value of unvested units | Exercise price | Expires |
|---|---|---|---|---|---|
| R. Chad Prashad | PSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — | |
| John Calmes Jr. | RSU | ◇ | ◇ | — | — |
| PSU | ◇ | ◇ | — | — | |
| Luke Umstetter | RSU | ◇ | ◇ | — | — |
| PSU | ◇ | ◇ | — | — | |
| J. Tobin Turner | PSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Severance and change in control
The terms as written in the agreements.
D. Clinton Dyer
Former Executive Vice President and Chief Branch Operations Officer · Terms as described in the company’s compensation discussion · citing a 2025 filing
| Severance cash amount | ◇ |
| Benefits continuation on change in control | ◇ |
| Benefits continuation | ◇ |
| Non-compete period | ◇ |
| Non-solicit period | ◇ |
R. Chad Prashad
Former President and Chief Executive Officer · Severance agreement · citing a 2025 filing
| Severance multiple | ◇ |
| Severance cash amount | ◇ |
| Change-in-control multiple | ◇ |
| Change-in-control base | ◇ |
| Change-in-control trigger | ◇ |
| Benefits continuation on change in control | ◇ |
| Benefits continuation | ◇ |
| Non-compete period | ◇ |
| Non-solicit period | ◇ |
| Clawback | ◇ |
Director compensation
What each non-employee director was paid.
Fiscal 2026
| Director | Fees earned in cash | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|
Ken R. Bramlett Jr Board chair | ◇ | ◇ | — | — | — | — | ◇ |
Charles D. Way | ◇ | ◇ | — | — | — | — | ◇ |
Darrell E. Whitaker | ◇ | ◇ | — | — | — | — | ◇ |
Elizabeth R. Neuhoff | ◇ | ◇ | — | — | — | — | ◇ |
Benjamin E. Robinson III | ◇ | ◇ | — | — | — | — | ◇ |
Scott J. Vassalluzzo | ◇ | — | — | — | — | — | ◇ |
R. Chad Prashad served on the board in fiscal 2026 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Director fee schedule
The standing retainers and premiums the board pays, as published.
| Board cash retainer | ◇ |
| Total board retainer | ◇ |
| Board chair premium | ◇ |
| Audit committee chair | ◇ |
| Compensation committee chair | ◇ |
| Nominating and governance chair | ◇ |
Equity is delivered as Restricted Stock.
Disclosed peer group
The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Say-on-pay history
Shareholder support for the compensation program, by year.
| Year | Meeting | Support | Votes for | Votes against | Abstentions |
|---|---|---|---|---|---|
| 2026 | August 19, 2026 | = | ◇ | ◇ | ◇ |
| 2025 | August 20, 2025 | = | ◇ | ◇ | ◇ |
| 2024 | August 21, 2024 | = | ◇ | ◇ | ◇ |
| 2023 | August 21, 2024 | = | ◇ | ◇ | ◇ |
| 2022 | August 16, 2023 | = | ◇ | ◇ | ◇ |
| 2021 | August 17, 2022 | = | ◇ | ◇ | ◇ |
| 2020 | August 4, 2021 | = | ◇ | ◇ | ◇ |
| 2019 | August 18, 2020 | = | ◇ | ◇ | ◇ |
| 2018 | August 22, 2019 | = | ◇ | ◇ | ◇ |
| 2017 | August 24, 2018 | = | ◇ | ◇ | ◇ |
| 2016 | August 30, 2017 | = | ◇ | ◇ | ◇ |
| 2015 | August 3, 2016 | = | ◇ | ◇ | ◇ |
Chief executive pay ratio
As calculated and reported by the company.
Ratio
◇
Median employee compensation
◇
Chief executive total compensation
◇
What this page does not include
Everything above is a fact World Acceptance disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $1,200Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
Velarion IntelligenceAdviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
Inquire about accessMultiple companies at once
Cross-company views, cohort screens, and data export across the industries we cover. This page is one company; the platform is all of them.
Velarion IntelligenceCitations
Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
219 figures on this page: 207 cited to the filing that reported them, 12 calculated from figures it prints.
207 cited to the filing
12 calculated from the filing
Documents cited
- 0000108385-26-000039Item 5.07 Submission of Matters to a Vote of Security Holders.
- 0000108385-26-0000292026 Summary Compensation Table · CEO Pay Ratio · DIRECTOR COMPENSATION · Grants of Plan-Based Awards · and 2 more sections
- 0000108385-25-000081Item 5.07 Submission of Matters to a Vote of Security Holders.
- 0000108385-25-0000682025 Summary Compensation Table · Compensation Discussion and Analysis
- 0000108385-24-000041Item 5.07 Submission of Matters to a Vote of Security Holders
- 0000108385-24-0000322024 Summary Compensation Table
- 0000108385-23-000051
- 0000108385-22-000030Item 5.07 Submission of Matters to a Vote of Security Holders
- 0000108385-21-000091
- 0000108385-20-000055Item 5.07 Submission of Matters to a Vote of Security Holders
- 0000108385-19-000049Item 5.07 Submission of Matters to a Vote of Security Holders
- 0000108385-18-000075Item 5.07 Submission of Matters to a Vote of Security Holders
- 0000108385-17-000040Item 5.07 Submission of Matters to a Vote of Security Holders
- 0000108385-16-000149
Cite this data
This page is free to cite. Attribution we ask for:
Velarion, “World Acceptance executive compensation, FY2024–FY2026.” https://intel.velarion.ai/comp/WRLD (accessed 2026).
Short form: data: Velarion
The paid brief for World Acceptance
Positioning against its disclosed peers, the governance read, incentive design, and the CD&A alignment analysis; the full peer table; a committee-ready PDF.
From $1,200 for the board report; $2,400 for both.
14 filings cited on this page
Method: intel.velarion.ai/methodology
A report that fails to generate is refunded in full
Published by Velarion Company Intelligence
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Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
author = {{Velarion Company Intelligence}},
title = {Velarion database: executive and board compensation data},
year = {2026},
version = {2026Q3},
doi = {10.5281/zenodo.22283854},
publisher = {Zenodo},
url = {https://doi.org/10.5281/zenodo.22283854}
}