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Specialty Finance

Enova International Executive Compensation (FY25)

ENVA · Chicago, IL · Executive and director compensation, fiscal 2022 to 2025
Data as of September 7, 2026Latest filing (8-K): May 13, 2026
379 figures on this page: 368 cited to the filing that reported them, 11 calculated from figures it prints. See the citations
David Fisher, Chief Executive Officer (through 12/31/25), received $11,703,176 in total compensation for fiscal 2025, and Fisher's total moved 16.5% higher from the $10,047,064 reported for fiscal 2024. The company reported a chief executive pay ratio of 137:1 for fiscal 2025, against median employee compensation of $85,212. Shareholders recorded 94.5% support for the say-on-pay proposal at the meeting held May 13, 2026 for fiscal 2025. The disclosed peer group includes Bread Financial Holdings, Inc., Envestnet, Inc., Euronet Worldwide, Inc., Fair Isaac Corporation and FirstCash Holdings, Inc., among others.
Chief executive, fiscal 2025
◇
David Fisher
Latest say-on-pay support
=
May 13, 2026
Chief executive pay ratio
◇
To the median employee
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — David Fisher: $10,047,064 → $11,703,176 (16.5% higher)
CEO pay ratio: 106:1 → 137:1 (29.2% higher)

Frequently asked questions

Answers drawn from the data on this page.
Who is Enova International's chief executive and what were they paid?
David Fisher, Chief Executive Officer (through 12/31/25), received $11,703,176 in total compensation for fiscal 2025. Fisher's total moved 16.5% higher from the $10,047,064 reported for fiscal 2024.
What was Enova International's say-on-pay result?
Shareholders recorded 94.5% support for the say-on-pay proposal at the meeting held May 13, 2026 for fiscal 2025.
Which companies are in Enova International's peer group?
The disclosed peer group includes Bread Financial Holdings, Inc., Envestnet, Inc., Euronet Worldwide, Inc., Fair Isaac Corporation and FirstCash Holdings, Inc., among others.
What is Enova International's chief executive pay ratio?
The company reported a chief executive pay ratio of 137:1 for fiscal 2025, against median employee compensation of $85,212.

Executive compensation

Every element reported for each named executive officer, by fiscal year.
Fiscal 2022
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
David Fisher
Chief Executive Officer
◇◇◇◇◇—◇◇
Steven Cunningham
President and Chief Financial Officer
◇◇◇◇◇—◇◇
Kirk Chartier
Executive Vice President and Chief Marketing Officer
◇◇◇◇◇—◇◇
Sean Rahilly
Executive Vice President, General Counsel and Chief Compliance Officer
◇◇◇◇◇—◇◇
Fiscal 2023
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
David Fisher
Chief Executive Officer
◇◇◇◇◇—◇◇
Steven Cunningham
President and Chief Financial Officer
◇◇◇◇◇—◇◇
Kirk Chartier
Executive Vice President and Chief Marketing Officer
◇◇◇◇◇—◇◇
Sean Rahilly
Executive Vice President, General Counsel and Chief Compliance Officer
◇◇◇◇◇—◇◇
Fiscal 2024
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
David Fisher
Chief Executive Officer
◇◇◇◇◇—◇◇
Steven Cunningham
Chief Financial Officer
◇◇◇◇◇—◇◇
Sean Rahilly
General Counsel and Chief Compliance Officer
◇◇◇◇◇—◇◇
Kirk Chartier
Chief Strategy Officer
◇◇◇◇◇—◇◇
Fiscal 2025
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
David Fisher
Chief Executive Officer (through 12/31/25)
◇◇◇◇◇—◇◇
Steven Cunningham
Chief Financial Officer (through 12/31/25)
◇◇◇◇◇—◇◇
Kirk Chartier
Chief Strategy Officer
◇◇◇◇◇—◇◇
Sean Rahilly
General Counsel and Chief Compliance Officer
◇◇◇◇◇—◇◇
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.

Equity awards granted

Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2025
OfficerAwardGrant dateThreshold unitsTarget unitsUnits grantedMaximum unitsExercise priceGrant date fair value
David FisherOPTION◇——◇—◇◇
David FisherOPTION◇——◇—◇◇
David FisherRSU◇——◇——◇
David FisherOPTION◇——◇—◇◇
David FisherOPTION◇——◇—◇◇
Kirk ChartierOPTION◇——◇—◇◇
Kirk ChartierOPTION◇——◇—◇◇
Kirk ChartierOPTION◇——◇—◇◇
Kirk ChartierOPTION◇——◇—◇◇
Kirk ChartierRSU◇——◇——◇
Steven CunninghamRSU◇——◇——◇
Steven CunninghamOPTION◇——◇—◇◇
Steven CunninghamOPTION◇——◇—◇◇
Steven CunninghamOPTION◇——◇—◇◇
Steven CunninghamOPTION◇——◇—◇◇
Fiscal 2024 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.

Outstanding awards

Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
OfficerAwardUnvested unitsMarket value of unvested unitsExercise priceExpires
Mr. RahillyRSU◇◇——
Option◇—◇—
RSU◇◇——
RSU◇◇——
RSU◇◇——
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Mr. FisherRSU◇◇——
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
RSU◇◇——
RSU◇◇——
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
RSU◇◇——
Option◇—◇—
Mr. CunninghamOption◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
RSU◇◇——
Option◇—◇—
RSU◇◇——
Option◇—◇—
RSU◇◇——
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
RSU◇◇——
Mr. ChartierOption◇—◇—
Option◇—◇—
RSU◇◇——
RSU◇◇——
Option◇—◇—
Option◇—◇—
RSU◇◇——
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
Option◇—◇—
RSU◇◇——
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Director compensation

What each non-employee director was paid.
Fiscal 2025
DirectorFees earned in cashStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
James A. Gray
Lead independent director
◇◇————◇
Ellen Carnahan
◇◇————◇
Daniel R. Feehan
◇◇———◇◇
Linda Johnson Rice
◇◇————◇
William M. Goodyear
◇◇———◇◇
Gregg A. Kaplan
◇◇———◇◇
Mark A. Tebbe
◇◇————◇
Mark P. McGowan
◇◇————◇
Lindsay Y. Corby
◇◇————◇
David Fisher and Steven E. Cunningham served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Director fee schedule

The standing retainers and premiums the board pays, as published.
Board cash retainer◇
Board equity retainer◇
Total board retainer◇
Lead independent director premium◇
Audit committee chair◇

Disclosed peer group

The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Fiscal 2025
  • Bread Financial Holdings, Inc. BFH
  • Envestnet, Inc. ENV
  • Euronet Worldwide, Inc. EEFT
  • Fair Isaac Corporation FICO
  • FirstCash Holdings, Inc. FCFS
  • Green Dot Corporation GDOT
  • Jack Henry & Associates, Inc. JKHY
  • LendingClub Corporation LC
  • LendingTree, Inc. TREE
  • Morningstar MORN
  • Navient Corporation NAVI
  • NCR Atleos Corporation NATL
  • Nelnet, Inc. NNI
  • OneMain Holdings, Inc. OMF
  • PROG Holdings, Inc. PRG
  • SoFi Technologies, Inc. SOFI
  • The Western Union Company WU
  • TransUnion TRU

Say-on-pay history

Shareholder support for the compensation program, by year.
YearMeetingSupportVotes forVotes againstAbstentions
2025May 13, 2026=◇◇◇
2024May 14, 2025=◇◇◇
2023May 8, 2024=◇◇◇
2022May 10, 2023=◇◇◇
2021May 10, 2022=◇◇◇
2020August 2, 2021=◇◇◇
2019May 12, 2020=◇◇◇
2018May 7, 2019=◇◇◇
2017May 8, 2018=◇◇◇
2016May 19, 2017=◇◇◇
2015May 17, 2016=◇◇◇

Chief executive pay ratio

As calculated and reported by the company.
Ratio
◇
Median employee compensation
◇
Chief executive total compensation
◇
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What this page does not include

Everything above is a fact Enova International disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Peer benchmarking
Where Enova International sits against its disclosed peers — percentile position by role and by pay element, and the ranking behind it. The disclosed peer group is free; comparisons across it are part of the Velarion platform.
Executive Compensation Report — $1,500
Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500
Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $1,200
Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
Velarion Intelligence
Adviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
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Citations

Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
379 figures on this page: 368 cited to the filing that reported them, 11 calculated from figures it prints.
368 cited to the filing
11 calculated from the filing

Documents cited

  1. 0001193125-26-221703
    Item 5.07 Submission of Matters to a Vote of Security Holders
  2. 0001193125-26-138937
    CEO Pay Ratio · Director Compensation · Grants of Plan-Based Awards – 202 · Outstanding Equity Awards at 2025 Fiscal Year End · and 1 more section
  3. 0000950170-25-071451
    Item 5.07 Submission of Matters to a Vote of Security Holders
  4. 0000950170-25-051173
    Summary Compensation Table – 2024, 2023 and 2022
  5. 0000950170-24-055692
    Item 5.07 Submission of Matters to a Vote of Security Holders
  6. 0000950170-24-038075
    Summary Compensation Table – 2023, 2022 and 2021
  7. 0000950170-23-020566
    Item 5.07 Submission of Matters to a Vote of Security Holders
  8. 0000950170-23-011058
    Summary Compensation Table
  9. 0000950170-22-008997
    Item 5.07 Submission of Matters to a Vote of Security Holders
  10. 0001564590-21-039818
    Item 5.07 Submission of Matters to a Vote of Security Holders
  11. 0001564590-20-025069
  12. 0001564590-19-018829
  13. 0001564590-18-013418
  14. 0001564590-17-011622
  15. 0001564590-16-019848
    Item 5.07 Submission of Matters to a Vote of Security Holders
Cite this data
This page is free to cite. Attribution we ask for:
Velarion, “Enova International executive compensation, FY2022–FY2025.” https://intel.velarion.ai/comp/ENVA (accessed 2026).
Short form: data: Velarion
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Specialty Finance rankings

Chief executive pay — Specialty FinanceCEO pay ratio — Specialty FinanceSay-on-pay support — Specialty Finance

Peers Enova International discloses

The companies named in ENVA's own disclosed peer group.

Bread Financial Holdings, Inc.Euronet Worldwide, Inc.Fair Isaac CorporationFirstCash Holdings, Inc.Green Dot CorporationJack Henry & Associates, Inc.MorningstarNavient CorporationNelnet, Inc.SoFi Technologies, Inc.The Western Union Company

Terms on this page

Say-on-Pay VoteCEO Pay RatioMedian Employee CompensationAll companies
Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
  author = {{Velarion Company Intelligence}},
  title = {Velarion database: executive and board compensation data},
  year = {2026},
  version = {2026Q3},
  doi = {10.5281/zenodo.22283854},
  publisher = {Zenodo},
  url = {https://doi.org/10.5281/zenodo.22283854}
}
For informational purposes only. Not investment, legal, or compensation advice.  The Pay Desk · Methodology · Terms · Privacy