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Enact Holdings Executive Compensation (FY25)

ACT · Executive and director compensation, fiscal 2022 to 2025
Data as of September 7, 2026Latest filing (8-K): May 15, 2026
260 figures on this page: 255 cited to the filing that reported them, 5 calculated from figures it prints. See the citations
The disclosed peer group names Arch Capital Group Ltd., Assured Guaranty Ltd., Axos Financial, Inc., Essent Group Ltd. and First American Financial Corporation, among others. Total compensation for Rohit Gupta, President and Chief Executive Officer, came to $9,874,055 in fiscal 2025, and compared with the $9,960,723 reported for fiscal 2024, Gupta's total was 0.9% lower, while the company reported a chief executive pay ratio of 61:1 for fiscal 2025, against median employee compensation of $161,788. Shareholders recorded 99.6% support for the say-on-pay proposal at the meeting held May 13, 2026 for fiscal 2025.
Chief executive, fiscal 2025
◇
Rohit Gupta
Latest say-on-pay support
=
May 13, 2026
Chief executive pay ratio
◇
To the median employee
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — Rohit Gupta: $9,960,723 → $9,874,055 (0.9% lower)
CEO pay ratio: 55:1 → 61:1 (10.9% higher)

Frequently asked questions

Answers drawn from the data on this page.
Who is Enact Holdings' chief executive and what were they paid?
Total compensation for Rohit Gupta, President and Chief Executive Officer, came to $9,874,055 in fiscal 2025. Compared with the $9,960,723 reported for fiscal 2024, Gupta's total was 0.9% lower.
What was Enact Holdings' say-on-pay result?
Shareholders recorded 99.6% support for the say-on-pay proposal at the meeting held May 13, 2026 for fiscal 2025.
Which companies are in Enact Holdings' peer group?
The disclosed peer group names Arch Capital Group Ltd., Assured Guaranty Ltd., Axos Financial, Inc., Essent Group Ltd. and First American Financial Corporation, among others.
What is Enact Holdings' chief executive pay ratio?
The company reported a chief executive pay ratio of 61:1 for fiscal 2025, against median employee compensation of $161,788.

Executive compensation

Every element reported for each named executive officer, by fiscal year.
Fiscal 2022
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Rohit Gupta
President and Chief Executive Officer
◇—◇—◇—◇◇
Dean Mitchell
Executive Vice President and Chief Financial Officer
◇◇◇—◇◇—◇
Evan Stolove
Executive Vice President, General Counsel and Corporate Secretary
◇◇◇—◇—◇◇
Fiscal 2023
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Rohit Gupta
President and Chief Executive Officer
◇—◇—◇◇◇◇
Hardin Dean Mitchell
Executive Vice President, Chief Financial Officer and Treasurer
◇◇◇—◇—◇◇
Evan Stolove
Executive Vice President, General Counsel, and Corporate Secretary
◇◇◇—◇—◇◇
Michael Derstine
Executive Vice President and Chief Risk Officer
◇◇◇—◇—◇◇
Brian Gould
Executive Vice President and Chief Operations Officer
◇◇◇—◇—◇◇
Fiscal 2024
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Rohit Gupta
President and Chief Executive Officer
◇—◇—◇—◇◇
Hardin Dean Mitchell
Executive Vice President, Chief Financial Officer and Treasurer
◇◇◇—◇—◇◇
Evan S. Stolove
Executive Vice President, General Counsel, and Corporate Secretary
◇◇◇—◇—◇◇
Michael Derstine
Executive Vice President and Chief Risk Officer
◇◇◇—◇—◇◇
Brian Gould
Executive Vice President and Chief Operations Officer
◇◇◇—◇—◇◇
Fiscal 2025
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Rohit Gupta
President and Chief Executive Officer
◇—◇—◇◇◇◇
Hardin Dean Mitchell
Executive Vice President, Chief Financial Officer and Treasurer
◇—◇—◇—◇◇
Evan Stolove
Executive Vice President, General Counsel, and Corporate Secretary
◇—◇—◇—◇◇
Michael Derstine
Executive Vice President and Chief Risk Officer
◇—◇—◇—◇◇
Brian Gould
Executive Vice President and Chief Operations Officer
◇—◇—◇—◇◇
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.

Equity awards granted

Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2025
OfficerAwardGrant dateThreshold unitsTarget unitsUnits grantedMaximum unitsExercise priceGrant date fair value
Dean MitchellRSU◇——◇——◇
Evan StoloveRSU◇——◇——◇
Michael DerstineRSU◇——◇——◇
Fiscal 2023, 2024 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.

Outstanding awards

Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
OfficerAwardUnvested unitsMarket value of unvested unitsExercise priceExpires
Mr. DerstineRSU◇◇——
RSU◇◇——
PSU◇◇——
PSU◇◇——
RSU◇◇——
PSU◇◇——
Mr. StoloveRSU◇◇——
PSU◇◇——
PSU◇◇——
RSU◇◇——
PSU◇◇——
RSU◇◇——
Mr. GouldRSU◇◇——
PSU◇◇——
RSU◇◇——
PSU◇◇——
RSU◇◇——
PSU◇◇——
Mr. MitchellRSU◇◇——
RSU◇◇——
PSU◇◇——
RSU◇◇——
PSU◇◇——
PSU◇◇——
Mr. GuptaRSU◇◇——
RSU◇◇——
PSU◇◇——
PSU◇◇——
PSU◇◇——
RSU◇◇——
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Severance and change in control

The terms as written in the agreements.
Evan Stolove
General Counsel · Change-in-control agreement · citing a 2026 filing
Change-in-control multiple◇
Equity acceleration on change in control◇
Benefits continuation on change in control◇
Excise tax treatment◇
Non-compete period◇
Non-solicit period◇
Clawback◇
Brian Gould
Executive Vice President and Chief Operations Officer · Change-in-control agreement · citing a 2026 filing
Change-in-control multiple◇
Equity acceleration on change in control◇
Benefits continuation on change in control◇
Excise tax treatment◇
Non-compete period◇
Non-solicit period◇
Clawback◇
Michael Derstine
Executive Vice President and Chief Risk Officer · Change-in-control agreement · citing a 2026 filing
Equity acceleration on change in control◇
Benefits continuation on change in control◇
Benefits continuation◇
Non-compete period◇
Non-solicit period◇
Clawback◇
Hardin Dean Mitchell
Chief Financial Officer · Change-in-control agreement · citing a 2026 filing
Severance multiple◇
Change-in-control multiple◇
Equity acceleration on change in control◇
Benefits continuation on change in control◇
Benefits continuation◇
Non-compete period◇
Non-solicit period◇
Clawback◇

Director compensation

What each non-employee director was paid.
Fiscal 2025
DirectorFees earned in cashStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Dominic J. Addesso
Board chair
◇◇———◇◇
H. Elizabeth Mitchell
◇◇———◇◇
Debra W. Still
◇◇————◇
Sheila Hooda
◇◇———◇◇
John D. Fisk
◇◇————◇
Michael A. Bless
◇◇————◇
Robert P. Restrepo Jr
◇◇———◇◇
Westley V. Thompson
◇◇————◇
Anne G. Waleski
◇————◇◇
Thomas J. McInerney, Rohit Gupta and Gregory Upton served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Director fee schedule

The standing retainers and premiums the board pays, as published.
Board cash retainer◇
Board equity retainer◇
Total board retainer◇
Lead independent director premium◇
Audit committee chair◇
Compensation committee chair◇
Nominating and governance chair◇
Equity is delivered as deferred stock units.

Disclosed peer group

The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Fiscal 2025
  • Arch Capital Group Ltd. ACGL
  • Assured Guaranty Ltd. AGO
  • Axos Financial, Inc. AX
  • Essent Group Ltd. ESNT
  • First American Financial Corporation FAF
  • MGIC Investment Corporation MTG
  • Mr. Cooper Group, Inc. symbol not shown
  • NMI Holdings, Inc. NMIH
  • Old Republic International ORI
  • PennyMac Financial Services PFSI
  • Radian Group, Inc. RDN
  • RLI Corp. RLI
  • Stewart Information Services Corp. STC
  • Walker & Dunlop, Inc. WD

Say-on-pay history

Shareholder support for the compensation program, by year.
YearMeetingSupportVotes forVotes againstAbstentions
2025May 13, 2026=◇◇◇
2024May 14, 2025=◇◇◇
2023May 16, 2024=◇◇◇
2022May 12, 2023=◇◇◇
2021May 12, 2022=◇◇◇

Chief executive pay ratio

As calculated and reported by the company.
Ratio
◇
Median employee compensation
◇
Chief executive total compensation
◇
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What this page does not include

Everything above is a fact Enact Holdings disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Peer benchmarking
Where Enact Holdings sits against its disclosed peers — percentile position by role and by pay element, and the ranking behind it. The disclosed peer group is free; comparisons across it are part of the Velarion platform.
Executive Compensation Report — $1,500
Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500
Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $1,200
Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
Velarion Intelligence
Adviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
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Citations

Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
260 figures on this page: 255 cited to the filing that reported them, 5 calculated from figures it prints.
255 cited to the filing
5 calculated from the filing

Documents cited

  1. 0001823529-26-000127
    Item 5.07 Submission of Matters to a Vote of Security Holders
  2. 0001823529-26-000098
    2025 Director Compensation Table · 2025 Summary Compensation Table · CEO Pay Ratio · ENACT BOARD OF DIRECTORS · and 2 more sections
  3. 0001823529-25-000146
    Item 5.07 Submission of Matters to a Vote of Security Holders
  4. 0001823529-25-000114
    2024 Summary Compensation Table
  5. 0001823529-24-000124
    Item 5.07 Submission of Matters to a Vote of Security Holders
  6. 0001823529-24-000092
    2023 Summary Compensation Table
  7. 0001823529-23-000108
    Item 5.07 Submission of Matters to a Vote of Security Holders
  8. 0001823529-23-000079
    Summary Compensation Table
  9. 0001823529-22-000101
  10. 0001823529-26-000060
    Employment Agreement
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This page is free to cite. Attribution we ask for:
Velarion, “Enact Holdings executive compensation, FY2022–FY2025.” https://intel.velarion.ai/comp/ACT (accessed 2026).
Short form: data: Velarion
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Insurance rankings

Chief executive pay — InsuranceCEO pay ratio — InsuranceSay-on-pay support — Insurance

Peers Enact Holdings discloses

The companies named in ACT's own disclosed peer group.

Arch Capital Group Ltd.Assured Guaranty Ltd.Axos Financial, Inc.Essent Group Ltd.MGIC Investment CorporationNMI Holdings, Inc.Old Republic InternationalRadian Group, Inc.Walker & Dunlop, Inc.

Terms on this page

Say-on-Pay VoteCEO Pay RatioMedian Employee CompensationAll companies
Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
  author = {{Velarion Company Intelligence}},
  title = {Velarion database: executive and board compensation data},
  year = {2026},
  version = {2026Q3},
  doi = {10.5281/zenodo.22283854},
  publisher = {Zenodo},
  url = {https://doi.org/10.5281/zenodo.22283854}
}
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