Banking
Citizens & Northern Executive Compensation (FY25)
CZNC · Executive and director compensation, fiscal 2023 to 2025
Data as of September 7, 2026Latest filing (8-K): April 28, 2026
191 figures on this page: 185 cited to the filing that reported them, 6 calculated from figures it prints. See the citations
Total compensation for J. Bradley Scovill, President and Chief Executive Officer, came to $1,041,499 in fiscal 2025, and Scovill's total was 27.9% lower than the $1,445,245 reported for fiscal 2024. For fiscal 2025, the company reported a chief executive pay ratio of 2:1. Meanwhile, for fiscal 2025, shareholders backed the say-on-pay proposal with 88.4% of votes cast for or against in favor at the meeting held April 23, 2026. Separately, companies named in the disclosed peer group include ACNB Corporation, AmeriServ Financial, Inc., Arrow Financial Corporation, Chemung Financial Corporation and Citizens Financial Services, Inc., among others.
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — J. Bradley Scovill: $1,445,245 → $1,041,499 (27.9% lower)
Say-on-pay support: 70.9% → 88.4% (17.5 points higher)
Frequently asked questions
Answers drawn from the data on this page.
Who is Citizens & Northern's chief executive and what were they paid?
Total compensation for J. Bradley Scovill, President and Chief Executive Officer, came to $1,041,499 in fiscal 2025. Scovill's total was 27.9% lower than the $1,445,245 reported for fiscal 2024.
What was Citizens & Northern's say-on-pay result?
For fiscal 2025, shareholders backed the say-on-pay proposal with 88.4% of votes cast for or against in favor at the meeting held April 23, 2026.
Which companies are in Citizens & Northern's peer group?
Companies named in the disclosed peer group include ACNB Corporation, AmeriServ Financial, Inc., Arrow Financial Corporation, Chemung Financial Corporation and Citizens Financial Services, Inc., among others.
What is Citizens & Northern's chief executive pay ratio?
For fiscal 2025, the company reported a chief executive pay ratio of 2:1.
Executive compensation
Every element reported for each named executive officer, by fiscal year.
Fiscal 2023
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
J. Bradley Scovill President and Chief Executive Officer | ◇ | — | ◇ | — | ◇ | — | ◇ | ◇ |
Mark Hughes Executive Vice President and Chief Financial Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Harold Hoose Executive Vice President and Chief Revenue Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Stan Dunsmore Executive Vice President and Chief Credit Officer | ◇ | ◇ | ◇ | ◇ | ◇ | ◇ | ◇ | ◇ |
Kelley Cwiklinski Executive Vice President and Chief Commercial Lending Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Fiscal 2024
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
J. Bradley Scovill President and Chief Executive Officer | ◇ | — | ◇ | — | ◇ | — | ◇ | ◇ |
Mark A. Hughes Executive Vice President and Chief Financial Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Harold F. Hoose Executive Vice President and Chief Revenue Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Kelley Cwiklinski Executive Vice President and Chief Commercial Lending Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Stan R. Dunsmore Executive Vice President and Chief Credit Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Fiscal 2025
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
J. Bradley Scovill President and Chief Executive Officer | ◇ | — | ◇ | — | ◇ | — | ◇ | ◇ |
Mark Hughes Executive Vice President and Chief Financial Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Harold Hoose Executive Vice President and Chief Revenue Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Kelley Cwiklinski Executive Vice President and Chief Commercial Lending Officer | ◇ | ◇ | ◇ | — | ◇ | — | ◇ | ◇ |
Stan Dunsmore Executive Vice President and Chief Credit Officer | ◇ | ◇ | ◇ | — | ◇ | ◇ | ◇ | ◇ |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.
Equity awards granted
Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2025
| Officer | Award | Grant date | Threshold units | Target units | Units granted | Maximum units | Exercise price | Grant date fair value |
|---|---|---|---|---|---|---|---|---|
| Harold F. Hoose | PSU | ◇ | ◇ | ◇ | — | ◇ | — | ◇ |
| J. Bradley Scovill | PSU | ◇ | ◇ | ◇ | — | ◇ | — | ◇ |
| Kelley A. Cwiklinski | PSU | ◇ | ◇ | ◇ | — | ◇ | — | ◇ |
| Mark A. Hughes | PSU | ◇ | ◇ | ◇ | — | ◇ | — | ◇ |
| Stan R. Dunsmore | PSU | ◇ | ◇ | ◇ | — | ◇ | — | ◇ |
Fiscal 2024 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.
Outstanding awards
Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
| Officer | Award | Unvested units | Market value of unvested units | Exercise price | Expires |
|---|---|---|---|---|---|
| Stan Dunsmore | RSU | ◇ | ◇ | — | — |
| J. Bradley Scovill | RSU | ◇ | ◇ | — | — |
| Kelley Cwiklinski | RSU | ◇ | ◇ | — | — |
| Mark Hughes | RSU | ◇ | ◇ | — | — |
| Harold Hoose | RSU | ◇ | ◇ | — | — |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Director compensation
What each non-employee director was paid.
Fiscal 2025
| Director | Fees earned in cash | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|
Terry L. Lehman Board chair | ◇ | ◇ | — | — | — | — | ◇ |
Stephen M. Dorwart | ◇ | ◇ | — | — | — | — | ◇ |
Bobbi J. Kilmer | ◇ | ◇ | — | — | — | — | ◇ |
Frank G. Pellegrino | ◇ | ◇ | — | — | — | — | ◇ |
Katherine W. Shattuck | ◇ | ◇ | — | — | — | — | ◇ |
Aaron K. Singer | ◇ | ◇ | — | — | — | — | ◇ |
Leo F. Lambert | ◇ | ◇ | — | — | — | — | ◇ |
Helen S. Santiago | ◇ | ◇ | — | — | — | — | ◇ |
Robert G. Loughery | ◇ | ◇ | — | — | — | — | ◇ |
Susan E. Hartley | ◇ | ◇ | — | — | — | — | ◇ |
Christian C. Trate | ◇ | ◇ | — | — | — | — | ◇ |
J. Bradley Scovill served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Director fee schedule
The standing retainers and premiums the board pays, as published.
| Board cash retainer | ◇ |
| Board equity retainer | ◇ |
| Total board retainer | ◇ |
| Board chair premium | ◇ |
| Audit committee chair | ◇ |
| Compensation committee chair | ◇ |
| Nominating and governance chair | ◇ |
Equity is delivered as Restricted Stock Awards.
Stock ownership guideline: 3x annual cash retainer ($135,000)
Disclosed peer group
The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Fiscal 2025
- ACNB Corporation ACNB
- AmeriServ Financial, Inc. ASRV
- Arrow Financial Corporation AROW
- Chemung Financial Corporation CHMG
- Citizens Financial Services, Inc. CZFS
- Civista Bancshares, Inc. CIVB
- CNB Financial Corporation CCNE
- Codorus Valley Bancorp, Inc. CVLY
- ESSA Bancorp, Inc. ESSA
- Fidelity D&D Bancorp, Inc. FDBC
- First United Corporation FUNC
- Franklin Financial Services Corporation FRAF
- LCNB Corp. LCNB
- Mid Penn Bancorp, Inc. MPB
- Norwood Financial Corp. NWFL
- Orange County Bancorp, Inc. OBT
- Orrstown Financial Services, Inc. ORRF
- Penns Woods Bancorp, Inc. PWOD
- Peoples Financial Services Corp. PFIS
- SB Financial Group, Inc. SBFG
- Shore Bancshares, Inc. SHBI
Say-on-pay history
Shareholder support for the compensation program, by year.
| Year | Meeting | Support | Votes for | Votes against | Abstentions |
|---|---|---|---|---|---|
| 2025 | April 23, 2026 | = | ◇ | ◇ | ◇ |
| 2024 | April 24, 2025 | = | ◇ | ◇ | ◇ |
| 2023 | April 25, 2024 | = | ◇ | ◇ | ◇ |
| 2022 | April 20, 2023 | = | ◇ | ◇ | ◇ |
| 2021 | April 21, 2022 | = | ◇ | ◇ | ◇ |
| 2020 | April 22, 2021 | = | ◇ | ◇ | ◇ |
Chief executive pay ratio
As calculated and reported by the company.
Ratio
◇
Chief executive total compensation
◇
What this page does not include
Everything above is a fact Citizens & Northern disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Peer benchmarking
Where Citizens & Northern sits against its disclosed peers — percentile position by role and by pay element, and the ranking behind it. The disclosed peer group is free; comparisons across it are part of the Velarion platform.
Executive Compensation Report — $1,500Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $1,200Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
Velarion IntelligenceAdviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
Enquire about accessMultiple companies at once
Cross-company views, cohort screens, and data export across the industries we cover. This page is one company; the platform is all of them.
Velarion IntelligenceCitations
Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
191 figures on this page: 185 cited to the filing that reported them, 6 calculated from figures it prints.
185 cited to the filing
6 calculated from the filing
Documents cited
- 0001104659-26-050181
- 0001104659-26-027576DIRECTOR COMPENSATION (1)(2) · Grants of Plan-Based Awards · Outstanding Equity Awards at Fiscal Year-End · Summary Compensation Table
- 000110465926027576CEO Pay Ratio
- 0001558370-25-005706
- 0001558370-24-006217
- 0001104659-24-034923Summary Compensation Table
- 0000810958-23-000008
- 0001558370-22-005853
- 0001558370-21-004781
Cite this data
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Velarion, “Citizens & Northern executive compensation, FY2023–FY2025.” https://intel.velarion.ai/comp/CZNC (accessed 2026).
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Peers Citizens & Northern discloses
The companies named in CZNC's own disclosed peer group.
ACNB CorporationAmeriServ Financial, Inc.Arrow Financial CorporationChemung Financial CorporationCitizens Financial Services, Inc.Civista Bancshares, Inc.CNB Financial CorporationFidelity D&D Bancorp, Inc.First United CorporationFranklin Financial Services CorporationLCNB Corp.Mid Penn Bancorp, Inc.Norwood Financial Corp.Orange County Bancorp, Inc.Orrstown Financial Services, Inc.Peoples Financial Services Corp.SB Financial Group, Inc.Shore Bancshares, Inc.
Terms on this page
Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
author = {{Velarion Company Intelligence}},
title = {Velarion database: executive and board compensation data},
year = {2026},
version = {2026Q3},
doi = {10.5281/zenodo.22283854},
publisher = {Zenodo},
url = {https://doi.org/10.5281/zenodo.22283854}
}