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Citizens & Northern Executive Compensation (FY25)

CZNC · Executive and director compensation, fiscal 2022 to 2025
Chief executive, fiscal 2025
◇
J. Bradley Scovill
Latest say-on-pay support
=
April 23, 2026
Chief executive pay ratio
◇
To the median employee
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Data as of October 20, 2026Latest filing (8-K): April 28, 2026
12 filings cited on this page
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238 figures on this page: 232 cited to the filing that reported them, 6 calculated from figures it prints. See the citations
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — J. Bradley Scovill: $1,445,245 → $1,041,499 (27.9% lower)
Say-on-pay support: 70.9% → 88.4% (17.5 points higher)

Frequently asked questions

Answers drawn from the data on this page.
Who is Citizens & Northern's chief executive and what were they paid?
Total compensation for J. Bradley Scovill, President and Chief Executive Officer, came to $1,041,499 in fiscal 2025. Scovill's total was 27.9% lower than the $1,445,245 reported for fiscal 2024.
What was Citizens & Northern's say-on-pay result?
For fiscal 2025, shareholders backed the say-on-pay proposal with 88.4% of votes cast for or against in favor at the meeting held April 23, 2026.
Which companies are in Citizens & Northern's peer group?
Companies named in the disclosed peer group include ACNB Corporation, AmeriServ Financial, Inc., Arrow Financial Corporation, Chemung Financial Corporation and Citizens Financial Services, Inc., among others.
What is Citizens & Northern's chief executive pay ratio?
For fiscal 2025, the company reported a chief executive pay ratio of 2:1.

Executive compensation

Every element reported for each named executive officer, by fiscal year.
Fiscal 2022
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
J. Bradley Scovill
President and Chief Executive Officer
◇—◇—◇—◇◇
Mark Hughes
Executive Vice President and Chief Financial Officer
◇◇◇—◇—◇◇
Harold Hoose
Executive Vice President and Chief Revenue Officer
◇◇◇—◇—◇◇
Blair Rush
Executive Vice President and Region President
◇◇◇—◇—◇◇
Stan Dunsmore
Executive Vice President and Chief Credit Officer
◇◇◇—◇—◇◇
Fiscal 2023
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
J. Bradley Scovill
President and Chief Executive Officer
◇—◇—◇—◇◇
Mark Hughes
Executive Vice President and Chief Financial Officer
◇◇◇—◇—◇◇
Harold Hoose
Executive Vice President and Chief Revenue Officer
◇◇◇—◇—◇◇
Blair Rush
Executive Vice President and Region President
◇◇◇—◇—◇◇
Stan Dunsmore
Executive Vice President and Chief Credit Officer
◇◇◇◇◇◇◇◇
Kelley Cwiklinski
Executive Vice President and Chief Commercial Lending Officer
◇◇◇—◇—◇◇
Fiscal 2024
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
J. Bradley Scovill
President and Chief Executive Officer
◇—◇—◇—◇◇
Mark A. Hughes
Executive Vice President and Chief Financial Officer
◇◇◇—◇—◇◇
Harold F. Hoose
Executive Vice President and Chief Revenue Officer
◇◇◇—◇—◇◇
Blair Rush
Executive Vice President and Region President
◇◇◇—◇—◇◇
Kelley Cwiklinski
Executive Vice President and Chief Commercial Lending Officer
◇◇◇—◇—◇◇
Stan R. Dunsmore
Executive Vice President and Chief Credit Officer
◇◇◇—◇—◇◇
Fiscal 2025
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
J. Bradley Scovill
President and Chief Executive Officer
◇—◇—◇—◇◇
Mark Hughes
Executive Vice President and Chief Financial Officer
◇◇◇—◇—◇◇
Harold Hoose
Executive Vice President and Chief Revenue Officer
◇◇◇—◇—◇◇
Kelley Cwiklinski
Executive Vice President and Chief Commercial Lending Officer
◇◇◇—◇—◇◇
Stan Dunsmore
Executive Vice President and Chief Credit Officer
◇◇◇—◇◇◇◇
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.

Equity awards granted

Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2025
OfficerAwardGrant dateThreshold unitsTarget unitsUnits grantedMaximum unitsExercise priceGrant date fair value
Harold F. HoosePSU◇◇◇—◇—◇
J. Bradley ScovillPSU◇◇◇—◇—◇
Kelley A. CwiklinskiPSU◇◇◇—◇—◇
Mark A. HughesPSU◇◇◇—◇—◇
Stan R. DunsmorePSU◇◇◇—◇—◇
Fiscal 2022, 2024 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.

Outstanding awards

Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
OfficerAwardUnvested unitsMarket value of unvested unitsExercise priceExpires
Kelley CwiklinskiRSU◇◇——
Mark HughesRSU◇◇——
Harold HooseRSU◇◇——
J. Bradley ScovillRSU◇◇——
Stan DunsmoreRSU◇◇——
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Severance and change in control

The terms as written in the agreements.
J. Bradley Scovill
President and Chief Executive Officer · Employment agreement
Severance multiple◇
Change-in-control multiple◇
Benefits continuation on change in control◇
Benefits continuation◇
Excise tax treatment◇
Non-compete period◇
Non-solicit period◇

Director compensation

What each non-employee director was paid.
Fiscal 2025
DirectorFees earned in cashStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Terry L. Lehman
Board chair
◇◇————◇
Stephen M. Dorwart
◇◇————◇
Bobbi J. Kilmer
◇◇————◇
Frank G. Pellegrino
◇◇————◇
Katherine W. Shattuck
◇◇————◇
Aaron K. Singer
◇◇————◇
Leo F. Lambert
◇◇————◇
Helen S. Santiago
◇◇————◇
Robert G. Loughery
◇◇————◇
Susan E. Hartley
◇◇————◇
Christian C. Trate
◇◇————◇
J. Bradley Scovill served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Director fee schedule

The standing retainers and premiums the board pays, as published.
Board cash retainer◇
Board equity retainer◇
Board chair premium◇
Audit committee chair◇
Compensation committee chair◇
Nominating and governance chair◇
Equity is delivered as Restricted Stock Awards.
Stock ownership guideline: 3x annual cash retainer ($135,000)

Disclosed peer group

The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Fiscal 2025
  • ACNB Corporation ACNB
  • AmeriServ Financial, Inc. ASRV
  • Arrow Financial Corporation AROW
  • Chemung Financial Corporation CHMG
  • Citizens Financial Services, Inc. CZFS
  • Civista Bancshares, Inc. CIVB
  • CNB Financial Corporation CCNE
  • Codorus Valley Bancorp, Inc. CVLY
  • ESSA Bancorp, Inc. ESSA
  • Fidelity D&D Bancorp, Inc. FDBC
  • First United Corporation FUNC
  • Franklin Financial Services Corporation FRAF
  • LCNB Corp. LCNB
  • Mid Penn Bancorp, Inc. MPB
  • Norwood Financial Corp. NWFL
  • Orange County Bancorp, Inc. OBT
  • Orrstown Financial Services, Inc. ORRF
  • Penns Woods Bancorp, Inc. PWOD
  • Peoples Financial Services Corp. PFIS
  • SB Financial Group, Inc. SBFG
  • Shore Bancshares, Inc. SHBI

Say-on-pay history

Shareholder support for the compensation program, by year.
YearMeetingSupportVotes forVotes againstAbstentions
2025April 23, 2026=◇◇◇
2024April 24, 2025=◇◇◇
2023April 25, 2024=◇◇◇
2022April 20, 2023=◇◇◇
2021April 21, 2022=◇◇◇
2020April 22, 2021=◇◇◇

Chief executive pay ratio

As calculated and reported by the company.
Ratio
◇
Chief executive total compensation
◇

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Sample answer — “What is the CEO’s total compensation?”
- J. Bradley Scovill (President and Chief Executive Officer), FY2025 total compensation $1,041,499 (base salary $605,000) [exec_comp, SEC accession 0001104659-26-027576, filed 2026-03-13]

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What this page does not include

Everything above is a fact Citizens & Northern disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Peer benchmarking
Where Citizens & Northern sits against its disclosed peers — percentile position by role and by pay element, and the ranking behind it. The disclosed peer group is free; comparisons across it are part of the Velarion platform.
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A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500
Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
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Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
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Citations

Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
238 figures on this page: 232 cited to the filing that reported them, 6 calculated from figures it prints.
232 cited to the filing
6 calculated from the filing

Documents cited

  1. 0001104659-26-050181
  2. 0001104659-26-027576
    DIRECTOR COMPENSATION (1)(2) · Grants of Plan-Based Awards · Outstanding Equity Awards at Fiscal Year-End · Summary Compensation Table
  3. 000110465926027576
    CEO Pay Ratio
  4. 0001558370-25-005706
  5. 0001104659-25-023871
    Summary Compensation Table
  6. 0001558370-24-008654
    Employment Agreement
  7. 0001558370-24-006217
  8. 0001104659-24-034923
    Summary Compensation Table
  9. 0000810958-23-000008
  10. 0001104659-23-030995
    Summary Compensation Table
  11. 0001558370-22-005853
  12. 0001558370-21-004781
Cite this data
This page is free to cite. Attribution we ask for:
Velarion, “Citizens & Northern executive compensation, FY2022–FY2025.” https://intel.velarion.ai/comp/CZNC (accessed 2026).
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12 filings cited on this page
Method: intel.velarion.ai/methodology
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Published by Velarion Company Intelligence
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Banking rankings

Chief executive pay — BankingCEO pay ratio — BankingSay-on-pay support — Banking

Peers Citizens & Northern discloses

The companies named in CZNC's own disclosed peer group.

ACNB CorporationAmeriServ Financial, Inc.Arrow Financial CorporationChemung Financial CorporationCitizens Financial Services, Inc.Civista Bancshares, Inc.CNB Financial CorporationCodorus Valley Bancorp, Inc.ESSA Bancorp, Inc.Fidelity D&D Bancorp, Inc.First United CorporationFranklin Financial Services CorporationLCNB Corp.Mid Penn Bancorp, Inc.Norwood Financial Corp.Orange County Bancorp, Inc.Orrstown Financial Services, Inc.Penns Woods Bancorp, Inc.Peoples Financial Services Corp.SB Financial Group, Inc.Shore Bancshares, Inc.

Terms on this page

Say-on-Pay VoteCEO Pay RatioMedian Employee CompensationAll companies

Free to read and cite. Redistribution or bulk use of the dataset requires a data license. Talk to us about the data license.

Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
  author = {{Velarion Company Intelligence}},
  title = {Velarion database: executive and board compensation data},
  year = {2026},
  version = {2026Q3},
  doi = {10.5281/zenodo.22283854},
  publisher = {Zenodo},
  url = {https://doi.org/10.5281/zenodo.22283854}
}
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