Banking
Capital One Financial Executive Compensation (FY25)
COF · Mclean, VA · Executive and director compensation, fiscal 2022 to 2025
Data as of September 7, 2026Latest filing (8-K): May 8, 2026
326 figures on this page: 320 cited to the filing that reported them, 6 calculated from figures it prints. See the citations
Richard Fairbank, Chairman and Chief Executive Officer, received $64,971,137 in total compensation for fiscal 2025, and compared with the $30,829,070 reported for fiscal 2024, Fairbank's total was 110.7% higher. The company reported a chief executive pay ratio of 526:1 for fiscal 2025, against median employee compensation of $123,454. For fiscal 2025, shareholders backed the say-on-pay proposal with 83.5% of votes cast for or against in favor at the meeting held May 8, 2026. Companies named in the disclosed peer group include Ally Financial, American Express Company, Bank of America Corporation, Charles Schwab Corporation and Citigroup Inc., among others.
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — Richard Fairbank: $30,829,070 → $64,971,137 (110.7% higher)
Say-on-pay support: 95.6% → 83.5% (12.1 points lower)
CEO pay ratio: 317:1 → 526:1 (65.9% higher)
Frequently asked questions
Answers drawn from the data on this page.
Who is Capital One Financial's chief executive and what were they paid?
Richard Fairbank, Chairman and Chief Executive Officer, received $64,971,137 in total compensation for fiscal 2025. Compared with the $30,829,070 reported for fiscal 2024, Fairbank's total was 110.7% higher.
What was Capital One Financial's say-on-pay result?
For fiscal 2025, shareholders backed the say-on-pay proposal with 83.5% of votes cast for or against in favor at the meeting held May 8, 2026.
Which companies are in Capital One Financial's peer group?
Companies named in the disclosed peer group include Ally Financial, American Express Company, Bank of America Corporation, Charles Schwab Corporation and Citigroup Inc., among others.
What is Capital One Financial's chief executive pay ratio?
The company reported a chief executive pay ratio of 526:1 for fiscal 2025, against median employee compensation of $123,454.
Executive compensation
Every element reported for each named executive officer, by fiscal year.
Fiscal 2022
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
Richard Fairbank Chairman and Chief Executive Officer | — | ◇ | ◇ | — | — | ◇ | ◇ | ◇ |
Frank LaPrade III Chief Enterprise Services Officer and Chief of Staff to the CEO | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Sanjiv Yajnik President, Financial Services | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Andrew Young Chief Financial Officer | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Fiscal 2023
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
Richard Fairbank Chairman and Chief Executive Officer | — | ◇ | ◇ | — | — | ◇ | ◇ | ◇ |
Frank LaPrade III Chief Enterprise Services Officer and Chief of Staff to the CEO | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Sanjiv Yajnik President, Financial Services | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Robert Alexander Chief Information Officer | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Andrew Young Chief Financial Officer | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Fiscal 2024
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
Richard Fairbank Chairman and Chief Executive Officer | — | ◇ | ◇ | — | — | ◇ | ◇ | ◇ |
Frank LaPrade III Chief Enterprise Services Officer and Chief of Staff to the CEO | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Matthew Cooper General Counsel and Corporate Secretary | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Sanjiv Yajnik President, Financial Services | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Andrew Young Chief Financial Officer | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Fiscal 2025
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
Richard Fairbank Chairman and Chief Executive Officer | — | ◇ | ◇ | — | — | ◇ | ◇ | ◇ |
Matthew Cooper General Counsel and Corporate Secretary; President, Discover Integration | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Mark Daniel Mouadeb President, Card | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Frank LaPrade III Chief Enterprise Services Officer and Chief of Staff to the CEO | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Andrew Young Chief Financial Officer | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.
Equity awards granted
Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2025
| Officer | Award | Grant date | Threshold units | Target units | Units granted | Maximum units | Exercise price | Grant date fair value |
|---|---|---|---|---|---|---|---|---|
| Andrew Young | PSU | ◇ | — | — | ◇ | — | — | ◇ |
| Andrew Young | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Andrew Young | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Frank LaPrade III | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Frank LaPrade III | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Frank LaPrade III | PSU | ◇ | — | — | ◇ | — | — | ◇ |
| Mark Daniel Mouadeb | PSU | ◇ | — | — | ◇ | — | — | ◇ |
| Mark Daniel Mouadeb | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Mark Daniel Mouadeb | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Matthew Cooper | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Matthew Cooper | PSU | ◇ | — | — | ◇ | — | — | ◇ |
| Matthew Cooper | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Richard Fairbank | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Richard Fairbank | PSU | ◇ | — | — | ◇ | — | — | ◇ |
| Richard Fairbank | PSU | ◇ | — | — | ◇ | — | — | ◇ |
| Richard Fairbank | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Richard Fairbank | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Richard Fairbank | RSU | ◇ | — | — | ◇ | — | — | ◇ |
Fiscal 2023, 2024 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.
Outstanding awards
Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
| Officer | Award | Unvested units | Market value of unvested units | Exercise price | Expires |
|---|---|---|---|---|---|
| Frank LaPrade | RSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| Matthew Cooper | RSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| Mark Daniel Mouadeb | RSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| Andrew Young | RSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| Richard Fairbank | RSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Director compensation
What each non-employee director was paid.
Fiscal 2025
| Director | Fees earned in cash | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|
Ann Fritz Hackett Lead independent director | ◇ | ◇ | — | — | — | ◇ | ◇ |
Eli Leenaars | ◇ | ◇ | — | — | — | ◇ | ◇ |
Eileen Serra | ◇ | ◇ | — | — | — | ◇ | ◇ |
Suni P. Harford | ◇ | ◇ | — | — | — | ◇ | ◇ |
François Locoh-Donou | ◇ | ◇ | — | — | — | ◇ | ◇ |
Christine Detrick | ◇ | ◇ | — | — | — | ◇ | ◇ |
Peter E. Raskind | ◇ | ◇ | — | — | — | ◇ | ◇ |
Mayo A. Shattuck III | ◇ | ◇ | — | — | — | ◇ | ◇ |
Peter Thomas Killalea | ◇ | ◇ | — | — | — | ◇ | ◇ |
Craig Anthony Williams | ◇ | ◇ | — | — | — | ◇ | ◇ |
Ime Archibong | ◇ | ◇ | — | — | — | ◇ | ◇ |
J. Michael Shepherd | ◇ | ◇ | — | — | — | ◇ | ◇ |
Jennifer L. Wong | ◇ | ◇ | — | — | — | ◇ | ◇ |
Thomas G. Maheras | ◇ | ◇ | — | — | — | ◇ | ◇ |
Richard D. Fairbank served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Director fee schedule
The standing retainers and premiums the board pays, as published.
| Board cash retainer | ◇ |
| Board equity retainer | ◇ |
| Total board retainer | ◇ |
| Lead independent director premium | ◇ |
| Audit committee chair | ◇ |
| Audit committee member | ◇ |
| Compensation committee chair | ◇ |
| Compensation committee member | ◇ |
| Nominating and governance chair | ◇ |
| Nominating and governance member | ◇ |
Equity is delivered as restricted stock units.
Disclosed peer group
The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Fiscal 2025
- Ally Financial ALLY
- American Express Company AXP
- Bank of America Corporation BAC
- Charles Schwab Corporation SCHW
- Citigroup Inc. C
- Fiserv, Inc. FISV
- Goldman Sachs Group, Inc. GS
- Intuit Inc. INTU
- JPMorgan Chase & Co. JPM
- Mastercard Incorporated MA
- Morgan Stanley MS
- PayPal Holdings, Inc. PYPL
- PNC Financial Services Group, Inc. PNC
- Synchrony Financial SYF
- Truist Financial Corporation TFC
- U.S. Bancorp USB
- Visa Inc. V
- Wells Fargo & Company WFC
Say-on-pay history
Shareholder support for the compensation program, by year.
| Year | Meeting | Support | Votes for | Votes against | Abstentions |
|---|---|---|---|---|---|
| 2025 | May 8, 2026 | = | ◇ | ◇ | ◇ |
| 2024 | May 8, 2025 | = | ◇ | ◇ | ◇ |
| 2023 | May 2, 2024 | = | ◇ | ◇ | ◇ |
| 2022 | May 4, 2023 | = | ◇ | ◇ | ◇ |
| 2021 | May 5, 2022 | = | ◇ | ◇ | ◇ |
| 2020 | May 6, 2021 | = | ◇ | ◇ | ◇ |
Chief executive pay ratio
As calculated and reported by the company.
Ratio
◇
Median employee compensation
◇
Chief executive total compensation
◇
What this page does not include
Everything above is a fact Capital One Financial disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Peer benchmarking
Where Capital One Financial sits against its disclosed peers — percentile position by role and by pay element, and the ranking behind it. The disclosed peer group is free; comparisons across it are part of the Velarion platform.
Executive Compensation Report — $1,500Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $1,200Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
Velarion IntelligenceAdviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
Enquire about accessMultiple companies at once
Cross-company views, cohort screens, and data export across the industries we cover. This page is one company; the platform is all of them.
Velarion IntelligenceCitations
Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
326 figures on this page: 320 cited to the filing that reported them, 6 calculated from figures it prints.
320 cited to the filing
6 calculated from the filing
Documents cited
- 0000927628-26-000050Item 5.07 Submission of Matters to a Vote of Security Holders
- 0001193125-26-1241312025 Grants of Plan-Based Awards · 2025 Grants of Plan-Based Awards Table · 2025 Outstanding Equity Awards at Fiscal Year-End Table · Director Compensation Structure · and 2 more sections
- 0000927628-25-000144
- 0001193125-25-065530Section VI - Named Executive Officer Compensation
- 0000927628-24-000178
- 0001193125-24-072711Section VII - Named Executive Officer Compensation
- 0000927628-23-000197
- 0001193125-23-076700
- 0000927628-22-000164
- 0000927628-21-000177
Cite this data
This page is free to cite. Attribution we ask for:
Velarion, “Capital One Financial executive compensation, FY2022–FY2025.” https://intel.velarion.ai/comp/COF (accessed 2026).
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Peers Capital One Financial discloses
The companies named in COF's own disclosed peer group.
Ally FinancialAmerican Express CompanyBank of America CorporationCharles Schwab CorporationCitigroup Inc.Goldman Sachs Group, Inc.Intuit Inc.JPMorgan Chase & Co.Mastercard IncorporatedMorgan StanleyPayPal Holdings, Inc.PNC Financial Services Group, Inc.Truist Financial CorporationU.S. BancorpVisa Inc.Wells Fargo & Company
Terms on this page
Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
author = {{Velarion Company Intelligence}},
title = {Velarion database: executive and board compensation data},
year = {2026},
version = {2026Q3},
doi = {10.5281/zenodo.22283854},
publisher = {Zenodo},
url = {https://doi.org/10.5281/zenodo.22283854}
}