Banking
Consumers Bancorp Executive Compensation (FY25)
CBKM · Executive and director compensation, fiscal 2024 to 2025
Data as of September 7, 2026Latest filing (8-K): October 28, 2025
107 figures on this page: 103 cited to the filing that reported them, 4 calculated from figures it prints. See the citations
Figures cover fiscal 2024 through fiscal 2025. Separately, for fiscal 2025, the company reported 3 named executive officers, and Ralph Lober II, President and Chief Executive Officer, received $801,716 in total compensation for fiscal 2025, and Lober II's total was 12.0% higher than the $716,089 reported for fiscal 2024. The say-on-pay proposal drew 99.6% of votes cast for or against in favor at the meeting held October 23, 2025 for fiscal 2025.
This company is not required to report a chief executive pay ratio.
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — Ralph Lober II: $716,089 → $801,716 (12.0% higher)
Frequently asked questions
Answers drawn from the data on this page.
Who is Consumers Bancorp's chief executive and what were they paid?
Ralph Lober II, President and Chief Executive Officer, received $801,716 in total compensation for fiscal 2025. Lober II's total was 12.0% higher than the $716,089 reported for fiscal 2024.
What was Consumers Bancorp's say-on-pay result?
The say-on-pay proposal drew 99.6% of votes cast for or against in favor at the meeting held October 23, 2025 for fiscal 2025.
Executive compensation
Every element reported for each named executive officer, by fiscal year.
Fiscal 2024
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
Ralph Lober II President and Chief Executive Officer | ◇ | ◇ | — | — | ◇ | ◇ | ◇ | ◇ |
Scott Dodds Executive Vice President and Senior Loan Officer | ◇ | ◇ | — | — | ◇ | ◇ | ◇ | ◇ |
Renee Wood Executive Vice President, Chief Financial Officer/Treasurer | ◇ | ◇ | — | — | ◇ | ◇ | ◇ | ◇ |
Fiscal 2025
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
Ralph Lober II President and Chief Executive Officer | ◇ | ◇ | — | — | ◇ | ◇ | ◇ | ◇ |
Scott Dodds Executive Vice President and Senior Loan Officer | ◇ | ◇ | — | — | ◇ | ◇ | ◇ | ◇ |
Renee Wood Executive Vice President, Chief Financial Officer and Treasurer | ◇ | ◇ | — | — | ◇ | ◇ | ◇ | ◇ |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.
Outstanding awards
Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
| Officer | Award | Unvested units | Market value of unvested units | Exercise price | Expires |
|---|---|---|---|---|---|
| Ralph Lober II | RSU | ◇ | ◇ | — | — |
| PSU | ◇ | ◇ | — | — | |
| Scott Dodds | PSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — | |
| Renee Wood | RSU | ◇ | ◇ | — | — |
| PSU | ◇ | ◇ | — | — |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Director compensation
What each non-employee director was paid.
Fiscal 2025
| Director | Fees earned in cash | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|
Frank L. Paden Board chair | ◇ | ◇ | — | — | — | — | ◇ |
John W. Parkinson | ◇ | ◇ | — | — | — | — | ◇ |
Laurie L. McClellan | ◇ | ◇ | — | — | — | — | ◇ |
Richard T. Kiko, Jr | ◇ | ◇ | — | — | — | — | ◇ |
Joseph A. Gerzina | ◇ | ◇ | — | — | — | — | ◇ |
Ann M. Gano | ◇ | ◇ | — | — | — | — | ◇ |
Shawna L. L'Italien | ◇ | ◇ | — | — | — | — | ◇ |
Bradley Goris | ◇ | ◇ | — | — | — | — | ◇ |
Michael A. Wheeler | ◇ | ◇ | — | — | — | — | ◇ |
Harry W. Schmuck, Jr | ◇ | ◇ | — | — | — | — | ◇ |
David R. Bickerton | ◇ | ◇ | — | — | — | — | ◇ |
Ralph J. Lober II served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Director fee schedule
The standing retainers and premiums the board pays, as published.
| Board cash retainer | ◇ |
| Board equity retainer | ◇ |
| Total board retainer | ◇ |
| Board chair premium | ◇ |
| Audit committee chair | ◇ |
| Audit committee member | ◇ |
| Compensation committee chair | ◇ |
| Compensation committee member | ◇ |
| Nominating and governance chair | ◇ |
| Nominating and governance member | ◇ |
Equity is delivered as restricted stock units.
Disclosed peer group
The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Say-on-pay history
Shareholder support for the compensation program, by year.
| Year | Meeting | Support | Votes for | Votes against | Abstentions |
|---|---|---|---|---|---|
| 2025 | October 23, 2025 | = | ◇ | ◇ | ◇ |
| 2022 | October 27, 2022 | = | ◇ | ◇ | ◇ |
| 2019 | October 17, 2019 | = | ◇ | ◇ | ◇ |
| 2016 | October 27, 2016 | = | ◇ | ◇ | ◇ |
What this page does not include
Everything above is a fact Consumers Bancorp disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $1,200Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
Velarion IntelligenceAdviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
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Velarion IntelligenceCitations
Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
107 figures on this page: 103 cited to the filing that reported them, 4 calculated from figures it prints.
103 cited to the filing
4 calculated from the filing
Documents cited
- 0001437749-25-031870
- 0001437749-25-028444EXECUTIVE COMPENSATION & · OUTSTANDING EQUITY AWARDS AT FISCAL YEAR-END 2025 · Summary Compensation Table · THE BOARD OF DIRECTORS AND ITS COMMITTEES &
- 0001437749-22-025274Item 5.07 Submission of Matters to a Vote of Security Holders
- 0001437749-19-020281
- 0001437749-16-040749
Cite this data
This page is free to cite. Attribution we ask for:
Velarion, “Consumers Bancorp executive compensation, FY2024–FY2025.” https://intel.velarion.ai/comp/CBKM (accessed 2026).
Short form: data: Velarion
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Terms on this page
Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
author = {{Velarion Company Intelligence}},
title = {Velarion database: executive and board compensation data},
year = {2026},
version = {2026Q3},
doi = {10.5281/zenodo.22283854},
publisher = {Zenodo},
url = {https://doi.org/10.5281/zenodo.22283854}
}