Insurance

Universal Insurance Holdings Executive Compensation (FY25)

UVE · Executive and director compensation, fiscal 2022 to 2025
Chief executive, fiscal 2025
◇
Stephen Donaghy
Latest say-on-pay support
=
June 11, 2026
Chief executive pay ratio
◇
To the median employee
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Data as of October 22, 2026Latest filing (8-K): June 15, 2026
14 filings cited on this page
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266 figures on this page: 256 cited to the filing that reported them, 10 calculated from figures it prints. See the citations
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — Stephen Donaghy: $4,509,444 → $5,240,829 (16.2% higher)
Say-on-pay support: 93.7% → 98.0% (4.3 points higher)
CEO pay ratio: 49:1 → 48:1 (2.0% lower)

Frequently asked questions

Answers drawn from the data on this page.
Who is Universal Insurance Holdings' chief executive and what were they paid?
Stephen Donaghy was paid $5,240,829 in total compensation as Chief Executive Officer and Director for fiscal 2025. Donaghy's total was 16.2% higher than the $4,509,444 reported for fiscal 2024.
What was Universal Insurance Holdings' say-on-pay result?
Shareholders supported the say-on-pay proposal with 98.0% of votes cast for or against in favor at the meeting held June 11, 2026 for fiscal 2025.
Which companies are in Universal Insurance Holdings' peer group?
The disclosed peer group names HCI Group, Inc. and Heritage Insurance Holdings, Inc.
What is Universal Insurance Holdings' chief executive pay ratio?
The disclosed chief executive pay ratio for fiscal 2025 is 48:1, against median employee compensation of $108,595.

Executive compensation

Every element reported for each named executive officer, by fiscal year.
Fiscal 2022
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Stephen Donaghy
Chief Executive Officer and Director
◇—◇◇◇—◇◇
Sean Downes
Executive Chairman
◇—◇◇◇—◇◇
Frank Wilcox
Chief Financial Officer
◇◇◇———◇◇
Kimberly Campos
Chief Admin. Officer, Chief Information Officer and Director
◇◇◇———◇◇
Fiscal 2023
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Stephen Donaghy
Chief Executive Officer and Director
◇—◇—◇—◇◇
Sean Downes
Executive Chairman
◇—◇—◇—◇◇
Frank Wilcox
Chief Financial Officer
◇◇————◇◇
Kimberly Campos
Chief Administrative Officer, Chief Information Officer and Director
◇◇————◇◇
Fiscal 2024
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Stephen Donaghy
Chief Executive Officer and Director
◇—◇—◇—◇◇
Sean Downes
Executive Chairman
◇—◇—◇—◇◇
Frank Wilcox
Chief Financial Officer
◇—◇—◇—◇◇
Kimberly Campos
Chief Administrative Officer, Chief Information Officer and Director
◇—◇—◇—◇◇
Fiscal 2025
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Sean Downes
Executive Chairman
◇—◇—◇—◇◇
Stephen Donaghy
Chief Executive Officer and Director
◇—◇—◇—◇◇
Frank Wilcox
Chief Financial Officer
◇—◇—◇—◇◇
Kimberly Campos
Chief Administrative Officer, Chief Information Officer and Director
◇—◇—◇—◇◇
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.

Equity awards granted

Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2025
OfficerAwardGrant dateThreshold unitsTarget unitsUnits grantedMaximum unitsExercise priceGrant date fair value
Frank C. WilcoxRSU◇——◇——◇
Frank C. WilcoxPSU◇◇◇—◇—◇
Kimberly D. CamposRSU◇——◇——◇
Kimberly D. CamposPSU◇◇◇—◇—◇
Sean P. DownesRSU◇——◇——◇
Sean P. DownesRSU◇——◇——◇
Sean P. DownesPSU◇◇◇—◇—◇
Stephen J. DonaghyPSU◇◇◇—◇—◇
Stephen J. DonaghyRSU◇——◇——◇
Fiscal 2022, 2023, 2024 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.

Outstanding awards

Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
OfficerAwardUnvested unitsMarket value of unvested unitsExercise priceExpires
Sean DownesRSU◇◇——
RSU◇◇——
RSU◇◇——
Option◇—◇—
RSU◇◇——
RSU◇◇——
RSU◇◇——
Option◇—◇—
RSU◇◇——
Stephen DonaghyRSU◇◇——
RSU◇◇——
Option◇—◇—
Option◇—◇—
Option◇—◇—
RSU◇◇——
RSU◇◇——
RSU◇◇——
RSU◇◇——
Frank WilcoxRSU◇◇——
RSU◇◇——
Option◇—◇—
Option◇—◇—
RSU◇◇——
RSU◇◇——
Kimberly CamposRSU◇◇——
RSU◇◇——
RSU◇◇——
RSU◇◇——
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Severance and change in control

The terms as written in the agreements.
Frank Wilcox
Chief Financial Officer · Terms as described in the company’s compensation discussion · citing a 2025 filing
Severance multiple◇
Severance base◇
Equity acceleration on change in control◇
Benefits continuation on change in control◇
Benefits continuation◇
Excise tax treatment◇
Sean Downes
Executive Chairman · Terms as described in the company’s compensation discussion · citing a 2025 filing
Severance multiple◇
Severance base◇
Change-in-control multiple◇
Equity acceleration on change in control◇
Benefits continuation◇
Excise tax treatment◇
Stephen Donaghy
Chief Executive Officer and Director · Terms as described in the company’s compensation discussion · citing a 2025 filing
Severance multiple◇
Severance base◇
Change-in-control multiple◇
Equity acceleration on change in control◇
Benefits continuation◇
Excise tax treatment◇

Director compensation

What each non-employee director was paid.
Fiscal 2025
DirectorFees earned in cashStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Jon W. Springer
◇◇———◇◇
Michael A. Pietrangelo
Lead independent director
◇◇————◇
Richard D. Peterson
◇◇————◇
Ozzie A. Schindler
◇◇————◇
Scott P. Callahan
◇◇————◇
Shannon A. Brown
◇◇————◇
Carol G. Barton
◇◇————◇
Marlene M. Gordon
◇◇————◇
Francis X. McCahill, III
◇◇————◇
Sean P. Downes, Stephen J. Donaghy and Kimberly D. Campos served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Director fee schedule

The standing retainers and premiums the board pays, as published.
Board cash retainer◇
Board equity retainer◇
Lead independent director premium◇
Audit committee chair◇
Compensation committee chair◇
Nominating and governance chair◇

Disclosed peer group

The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Fiscal 2022
  • HCI Group, Inc. HCI
  • Heritage Insurance Holdings, Inc. HRTG

Say-on-pay history

Shareholder support for the compensation program, by year.
YearMeetingSupportVotes forVotes againstAbstentions
2025June 11, 2026=◇◇◇
2024June 12, 2025=◇◇◇
2023June 13, 2024=◇◇◇
2022June 8, 2023=◇◇◇
2021June 10, 2022=◇◇◇
2020June 11, 2021=◇◇◇
2019June 12, 2020=◇◇◇
2018June 13, 2019=◇◇◇
2017June 13, 2018=◇◇◇
2016June 15, 2017=◇◇◇

Chief executive pay ratio

As calculated and reported by the company.
Ratio
◇
Median employee compensation
◇
Chief executive total compensation
◇

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- Stephen Donaghy (Chief Executive Officer and Director), FY2025 total compensation $5,240,829 (base salary $1,000,000) [exec_comp, SEC accession 0001193125-26-177529, filed 2026-04-24]

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What this page does not include

Everything above is a fact Universal Insurance Holdings disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Peer benchmarking
Where Universal Insurance Holdings sits against its disclosed peers — percentile position by role and by pay element, and the ranking behind it. The disclosed peer group is free; comparisons across it are part of the Velarion platform.
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A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500
Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $499
Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
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Citations

Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
266 figures on this page: 256 cited to the filing that reported them, 10 calculated from figures it prints.
256 cited to the filing
10 calculated from the filing

Documents cited

  1. 0000891166-26-000077
  2. 0001193125-26-177529
    2025 Grants of Plan-Based Awards · 2025 Outstanding Equity Awards at Fiscal Year-End · 2025 Summary Compensation Table · CEO Pay Ratio · and 1 more section
  3. 0000891166-25-000085
  4. 0001193125-25-096772
    2024 Summary Compensation Table · Compensation Discussion and Analysis
  5. 0000891166-24-000043
  6. 0001193125-24-118047
    2023 Summary Compensation Table
  7. 0000891166-23-000054
  8. 0001193125-23-127177
    2022 Summary Compensation Table
  9. 0000891166-22-000062
  10. 0000891166-21-000047
  11. 0000891166-20-000043
  12. 0001193125-19-174795
  13. 0001193125-18-194770
  14. 0001193125-17-207154
    Item 5.07 Submission of Matters to a Vote of Security Holders
Cite this data
This page is free to cite. Attribution we ask for:
Velarion, “Universal Insurance Holdings executive compensation, FY2022–FY2025.” https://intel.velarion.ai/comp/UVE (accessed 2026).
Short form: data: Velarion

The Universal Insurance Holdings brief, $1,500

Positioning against its disclosed peers, the governance read, incentive design, and the CD&A alignment analysis; the full peer table; a committee-ready PDF.
Both reports for $2,400.
14 filings cited on this page
Method: intel.velarion.ai/methodology
A report that fails to generate is refunded in full
Published by Velarion Company Intelligence
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Insurance rankings

Peers Universal Insurance Holdings discloses

The companies named in UVE's own disclosed peer group.

Terms on this page

Free to read and cite. Redistribution or bulk use of the dataset requires a data license. Talk to us about the data license.

Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
  author = {{Velarion Company Intelligence}},
  title = {Velarion database: executive and board compensation data},
  year = {2026},
  version = {2026Q3},
  doi = {10.5281/zenodo.22283854},
  publisher = {Zenodo},
  url = {https://doi.org/10.5281/zenodo.22283854}
}
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