Insurance
American Coastal Insurance Executive Compensation (FY25)
ACIC · Executive and director compensation, fiscal 2022 to 2025
Chief executive, fiscal 2025 ◇ B. Bradford Martz | Median of the other named officers $995,737 5 officers, excluding the chief executive | Latest say-on-pay support = March 20, 2025 | Chief executive pay ratio ◇ To the median employee |
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Data as of October 21, 2026Latest filing (DEF 14A): April 1, 2026
8 filings cited on this page
Method: intel.velarion.ai/methodology
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Published by Velarion Company Intelligence
Velarion Member, one year
309 figures on this page: 305 cited to the filing that reported them, 4 calculated from figures it prints. See the citations
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — B. Bradford Martz: $1,739,773 → $2,811,555 (61.6% higher)
CEO pay ratio: 8.2:1 → 16.3:1 (98.9% higher)
Frequently asked questions
Answers drawn from the data on this page.
Who is American Coastal Insurance's chief executive and what were they paid?
B. Bradford Martz, President & CEO, received $2,811,555 in total compensation for fiscal 2025. Compared with the $1,739,773 reported for fiscal 2024, Martz's total was 61.6% higher.
What was American Coastal Insurance's say-on-pay result?
For fiscal 2024, shareholders backed the say-on-pay proposal with 99.5% of votes cast for or against in favor at the meeting held March 20, 2025.
Which companies are in American Coastal Insurance's peer group?
Companies named in the disclosed peer group include Donegal Group, Global Indemnity, HCI Group, Heritage Insurance Holdings and Hippo Holdings, Inc., among others.
What is American Coastal Insurance's chief executive pay ratio?
The disclosed chief executive pay ratio for fiscal 2025 is 16.3:1, against median employee compensation of $174,949.
Executive compensation
Every element reported for each named executive officer, by fiscal year.
Fiscal 2022
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
B. Bradford Martz President and CFO | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Christopher Griffith Chief Operating Officer & Chief Information Officer | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Brooke Adler General Counsel | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Brooke Shirazi Chief Underwriting Officer | ◇ | — | ◇ | ◇ | — | — | ◇ | ◇ |
R. Daniel Peed CEO and Chairman of Board | ◇ | — | ◇ | — | — | — | ◇ | ◇ |
Fiscal 2023
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
B. Bradford Martz President & CEO | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Christopher Griffith Chief Operating Officer & Chief Information Officer | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Brooke Adler General Counsel | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
R. Daniel Peed Former CEO and Executive Chairman of Board | ◇ | — | ◇ | — | — | — | — | ◇ |
Fiscal 2024
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
B. Bradford Martz President and Chief Executive Officer | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Christopher Griffith Chief Operating Officer & Chief Information Officer | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Brooke Adler General Counsel | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Svetlana Castle CFO | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
R. Daniel Peed CEO and Chairman of the Board | ◇ | — | ◇ | — | — | — | — | ◇ |
Fiscal 2025
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
B. Bradford Martz President & CEO | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Christopher Griffith Chief Information Officer & Chief Operating Officer | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Brooke Adler General Counsel | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
James Gray Chief Compliance and Risk Officer | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
Svetlana Castle Chief Financial Officer | ◇ | — | ◇ | ◇ | ◇ | — | ◇ | ◇ |
R. Daniel Peed Former CEO and Executive Chairman of Board Departed during or after this year | ◇ | — | ◇ | — | — | — | ◇ | ◇ |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.
Equity awards granted
Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2025
| Officer | Award | Grant date | Threshold units | Target units | Units granted | Maximum units | Exercise price | Grant date fair value |
|---|---|---|---|---|---|---|---|---|
| B. Bradford Martz | PSU | ◇ | — | ◇ | — | ◇ | — | ◇ |
| B. Bradford Martz | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| B. Bradford Martz | OPTION | ◇ | — | — | ◇ | — | ◇ | ◇ |
| Brooke Adler | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Brooke Adler | OPTION | ◇ | — | — | ◇ | — | ◇ | ◇ |
| Brooke Adler | PSU | ◇ | — | ◇ | — | ◇ | — | ◇ |
| Christopher Griffith | PSU | ◇ | — | ◇ | — | ◇ | — | ◇ |
| Christopher Griffith | OPTION | ◇ | — | — | ◇ | — | ◇ | ◇ |
| Christopher Griffith | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| James Gray | PSU | ◇ | — | ◇ | — | ◇ | — | ◇ |
| James Gray | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| James Gray | OPTION | ◇ | — | — | ◇ | — | ◇ | ◇ |
| R. Daniel Peed | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Svetlana Castle | PSU | ◇ | — | ◇ | — | ◇ | — | ◇ |
| Svetlana Castle | RSU | ◇ | — | — | ◇ | — | — | ◇ |
| Svetlana Castle | OPTION | ◇ | — | — | ◇ | — | ◇ | ◇ |
Fiscal 2022, 2024 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.
Outstanding awards
Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
| Officer | Award | Unvested units | Market value of unvested units | Exercise price | Expires |
|---|---|---|---|---|---|
| B. Bradford Martz | PSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — | |
| Option | ◇ | — | ◇ | — | |
| PSU | ◇ | ◇ | — | — | |
| PSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| Option | ◇ | — | ◇ | — | |
| Option | ◇ | — | ◇ | — | |
| Christopher Griffith | Option | ◇ | — | ◇ | — |
| PSU | ◇ | ◇ | — | — | |
| PSU | ◇ | ◇ | — | — | |
| PSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| Option | ◇ | — | ◇ | — | |
| Option | ◇ | — | ◇ | — | |
| Svetlana Castle | RSU | ◇ | ◇ | — | — |
| Option | ◇ | — | ◇ | — | |
| PSU | ◇ | ◇ | — | — | |
| PSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| Option | ◇ | — | ◇ | — | |
| Brooke Adler | PSU | ◇ | ◇ | — | — |
| RSU | ◇ | ◇ | — | — | |
| PSU | ◇ | ◇ | — | — | |
| PSU | ◇ | ◇ | — | — | |
| Option | ◇ | — | ◇ | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| Option | ◇ | — | ◇ | — | |
| Option | ◇ | — | ◇ | — | |
| James Gray | Option | ◇ | — | ◇ | — |
| Option | ◇ | — | ◇ | — | |
| PSU | ◇ | ◇ | — | — | |
| PSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| RSU | ◇ | ◇ | — | — | |
| R. Daniel Peed | RSU | ◇ | ◇ | — | — |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Severance and change in control
The terms as written in the agreements.
B. Bradford Martz
President & CEO · Terms as described in the company’s compensation discussion · citing a 2026 filing
| Severance multiple | ◇ |
| Severance base | ◇ |
Brooke Adler
General Counsel · Terms as described in the company’s compensation discussion · citing a 2026 filing
| Severance multiple | ◇ |
| Severance base | ◇ |
Christopher Griffith
Chief Information Officer & Chief Operating Officer · Terms as described in the company’s compensation discussion · citing a 2026 filing
| Severance multiple | ◇ |
| Severance base | ◇ |
James Gray
Chief Compliance and Risk Officer · Terms as described in the company’s compensation discussion · citing a 2026 filing
| Severance multiple | ◇ |
| Severance base | ◇ |
Svetlana Castle
Chief Financial Officer · Terms as described in the company’s compensation discussion · citing a 2026 filing
| Severance multiple | ◇ |
| Severance base | ◇ |
Director compensation
What each non-employee director was paid.
Fiscal 2025
| Director | Fees earned in cash | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|
R. Daniel Peed Board chair | ◇ | ◇ | — | — | — | — | ◇ |
Gregory C. Branch | ◇ | ◇ | — | — | — | — | ◇ |
Sherrill W. Hudson | ◇ | ◇ | — | — | — | — | ◇ |
Kent G. Whittemore | ◇ | ◇ | — | — | — | — | ◇ |
Kern M. Davis, M.D | ◇ | ◇ | — | — | — | — | ◇ |
Alec L. Poitevint II Lead independent director | ◇ | ◇ | — | — | — | — | ◇ |
Michael R. Hogan | ◇ | ◇ | — | — | — | — | ◇ |
William H. Hood III | ◇ | ◇ | — | — | — | — | ◇ |
Patrick F. Maroney | ◇ | ◇ | — | — | — | — | ◇ |
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Director fee schedule
The standing retainers and premiums the board pays, as published.
| Board cash retainer | ◇ |
| Board equity retainer | ◇ |
| Board chair premium | ◇ |
| Audit committee chair | ◇ |
| Compensation committee chair | ◇ |
| Nominating and governance chair | ◇ |
Equity is delivered as Restricted Stock.
Disclosed peer group
The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Fiscal 2025
- Donegal Group DGICA
- Global Indemnity GBLI
- HCI Group HCI
- Heritage Insurance Holdings HRTG
- Hippo Holdings, Inc. HIPO
- Kingstone Companies KINS
- Palomar PLMR
- United Fire Group, Inc. UFCS
- Universal Insurance Holdings, Inc. UVE
Say-on-pay history
Shareholder support for the compensation program, by year.
| Year | Meeting | Support | Votes for | Votes against | Abstentions |
|---|---|---|---|---|---|
| 2024 | March 20, 2025 | = | ◇ | ◇ | ◇ |
| 2021 | May 6, 2022 | = | ◇ | ◇ | ◇ |
| 2018 | May 7, 2019 | = | ◇ | ◇ | ◇ |
| 2015 | May 5, 2016 | = | ◇ | ◇ | ◇ |
Chief executive pay ratio
As calculated and reported by the company.
Ratio
◇
Median employee compensation
◇
Chief executive total compensation
◇
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- B. Bradford Martz (President & CEO), FY2025 total compensation $2,811,555 (base salary $681,042) [exec_comp, SEC accession 0001401521-26-000023, filed 2026-04-01]What this page does not include
Everything above is a fact American Coastal Insurance disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Peer benchmarking
Where American Coastal Insurance sits against its disclosed peers — percentile position by role and by pay element, and the ranking behind it. The disclosed peer group is free; comparisons across it are part of the Velarion platform.
Executive Compensation Report — $1,500Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $499Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
Velarion IntelligenceAdviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
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Velarion IntelligenceCitations
Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
309 figures on this page: 305 cited to the filing that reported them, 4 calculated from figures it prints.
305 cited to the filing
4 calculated from the filing
Documents cited
- 0001401521-26-000023CEO Pay Ratio · Compensation Discussion and Analysis · Director Compensation
- 0001401521-25-000105Item 5.07. Submission of Matters to a Vote of Security Holders.
- 0001401521-25-0000432024 SUMMARY COMPENSATION TABLE
- 0001401521-24-0000302023 SUMMARY COMPENSATION TABLE
- 0001401521-23-000027
- 0001401521-22-000063
- 0001401521-19-000111
- 0001401521-16-000181
Cite this data
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Velarion, “American Coastal Insurance executive compensation, FY2022–FY2025.” https://intel.velarion.ai/comp/ACIC (accessed 2026).
Short form: data: Velarion
The American Coastal Insurance brief, $1,500
Positioning against its disclosed peers, the governance read, incentive design, and the CD&A alignment analysis; the full peer table; a committee-ready PDF.
From $499 for the board report; $2,400 for both.
8 filings cited on this page
Method: intel.velarion.ai/methodology
A report that fails to generate is refunded in full
Published by Velarion Company Intelligence
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Insurance rankings
Peers American Coastal Insurance discloses
The companies named in ACIC's own disclosed peer group.
Terms on this page
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Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
author = {{Velarion Company Intelligence}},
title = {Velarion database: executive and board compensation data},
year = {2026},
version = {2026Q3},
doi = {10.5281/zenodo.22283854},
publisher = {Zenodo},
url = {https://doi.org/10.5281/zenodo.22283854}
}