Banking
Ponce Financial Group Executive Compensation (FY25)
PDLB · Executive and director compensation, fiscal 2022 to 2025
Chief executive, fiscal 2025 ◇ Carlos Naudon | Latest say-on-pay support = June 11, 2026 |
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Data as of October 22, 2026Latest filing (8-K): June 12, 2026
7 filings cited on this page
Method: intel.velarion.ai/methodology
A report that fails to generate is refunded in full
Published by Velarion Company Intelligence
Velarion Member, one year
116 figures on this page: 112 cited to the filing that reported them, 4 calculated from figures it prints. See the citations
This company is not required to report a chief executive pay ratio.
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive total compensation — Carlos Naudon: $1,185,667 → $1,547,751 (30.5% higher)
Say-on-pay support: 56.8% → 65.4% (8.6 points higher)
Frequently asked questions
Answers drawn from the data on this page.
Who is Ponce Financial Group's chief executive and what were they paid?
Total compensation for Carlos Naudon, President and Chief Executive Officer, came to $1,547,751 in fiscal 2025. Naudon's total was 30.5% higher than the $1,185,667 reported for fiscal 2024.
What was Ponce Financial Group's say-on-pay result?
For fiscal 2025, shareholders backed the say-on-pay proposal with 65.4% of votes cast for or against in favor at the meeting held June 11, 2026.
Executive compensation
Every element reported for each named executive officer, by fiscal year.
Fiscal 2022
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
Carlos Naudon President and Chief Executive Officer | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Steven Tsavaris Executive Chairman | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Frank Perez Executive Vice President and Chief Investor Relations Officer | ◇ | ◇ | ◇ | — | — | — | ◇ | ◇ |
Fiscal 2024
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
Carlos Naudon President and Chief Executive Officer | ◇ | ◇ | — | — | — | — | ◇ | ◇ |
Steven Tsavaris Executive Chairman | ◇ | ◇ | — | — | — | — | ◇ | ◇ |
Sergio Vaccaro Executive Vice President and Chief Financial Officer | ◇ | ◇ | — | — | — | — | ◇ | ◇ |
Fiscal 2025
| Officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|---|
Carlos Naudon President and Chief Executive Officer | ◇ | ◇ | — | — | — | — | ◇ | ◇ |
Steven Tsavaris Executive Chairman | ◇ | ◇ | — | — | — | — | ◇ | ◇ |
Sergio Vaccaro Executive Vice President and Chief Financial Officer | ◇ | ◇ | ◇ | ◇ | — | — | ◇ | ◇ |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.
Equity awards granted
Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2025
| Officer | Award | Grant date | Threshold units | Target units | Units granted | Maximum units | Exercise price | Grant date fair value |
|---|---|---|---|---|---|---|---|---|
| Sergio Vaccaro | OTHER | — | — | — | — | — | — | ◇ |
Fiscal 2023 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.
Outstanding awards
Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
| Officer | Award | Unvested units | Market value of unvested units | Exercise price | Expires |
|---|---|---|---|---|---|
| Sergio Vaccaro | Option | ◇ | — | ◇ | — |
| Option | ◇ | — | ◇ | — | |
| Option | ◇ | — | ◇ | — | |
| RSU | ◇ | ◇ | — | — | |
| Option | ◇ | — | ◇ | — | |
| RSU | ◇ | ◇ | — | — | |
| Carlos Naudon | Option | ◇ | — | ◇ | — |
| Option | ◇ | — | ◇ | — | |
| Option | ◇ | — | ◇ | — | |
| RSU | ◇ | ◇ | — | — | |
| Steven Tsavaris | Option | ◇ | — | ◇ | — |
| RSU | ◇ | ◇ | — | — | |
| Option | ◇ | — | ◇ | — | |
| Option | ◇ | — | ◇ | — |
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Severance and change in control
The terms as written in the agreements.
Carlos Naudon
President and Chief Executive Officer · Employment agreement
| Severance multiple | ◇ |
| Change-in-control multiple | ◇ |
Steven Tsavaris
Executive Chairman · Employment agreement
| Severance multiple | ◇ |
| Change-in-control multiple | ◇ |
Director compensation
What each non-employee director was paid.
Fiscal 2025
| Director | Fees earned in cash | Stock awards | Option awards | Non-equity incentive | Pension and deferred earnings | All other compensation | Total |
|---|---|---|---|---|---|---|---|
James C. Demetriou | ◇ | — | — | — | — | ◇ | ◇ |
Maria Alvarez | ◇ | — | — | — | — | ◇ | ◇ |
William Feldman | ◇ | — | — | — | — | ◇ | ◇ |
Julio Gurman | ◇ | — | — | — | — | ◇ | ◇ |
Nick R. Lugo | ◇ | — | — | — | — | ◇ | ◇ |
James Perez | ◇ | — | — | — | — | ◇ | ◇ |
Carlos P. Naudon, Steven A. Tsavaris and Marlene Cintron served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.
Director fee schedule
The standing retainers and premiums the board pays, as published.
| Board cash retainer | ◇ |
| Total board retainer | ◇ |
| Audit committee chair | ◇ |
| Audit committee member | ◇ |
| Compensation committee chair | ◇ |
| Compensation committee member | ◇ |
| Nominating and governance chair | ◇ |
| Nominating and governance member | ◇ |
Disclosed peer group
The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.
Say-on-pay history
Shareholder support for the compensation program, by year.
| Year | Meeting | Support | Votes for | Votes against | Abstentions |
|---|---|---|---|---|---|
| 2025 | June 11, 2026 | = | ◇ | ◇ | ◇ |
| 2024 | June 12, 2025 | = | ◇ | ◇ | ◇ |
| 2023 | June 13, 2024 | = | ◇ | ◇ | ◇ |
| 2022 | June 15, 2023 | = | ◇ | ◇ | ◇ |
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Ask our research desk — $99, 24h, every figure cited to its filing.
Sample answer — “What is the CEO’s total compensation?”
- Carlos Naudon (President and Chief Executive Officer), FY2025 total compensation $1,547,751 (base salary $674,375) [exec_comp, SEC accession 0001193125-26-168750, filed 2026-04-22]What this page does not include
Everything above is a fact Ponce Financial Group disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $499Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
Velarion IntelligenceSay-on-pay responsiveness
Ponce Financial Group recorded a low support level. The responsiveness analysis covers what the company said it would do, what it did, and how that compares with the companies that recovered their vote.
Responsiveness analysisAdviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
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Velarion IntelligenceCitations
Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
116 figures on this page: 112 cited to the filing that reported them, 4 calculated from figures it prints.
112 cited to the filing
4 calculated from the filing
Documents cited
- 0001193125-26-268852Item 5.07 Submission of Matters to a Vote of Security Holders
- 0001193125-26-168750ESOP. A · GAAP · Proxy severance section · Summary Compensation Table · and 1 more section
- 0000950170-25-087092Item 5.07 Submission of Matters to a Vote of Security Holders
- 0000950170-25-057085Summary Compensation Table
- 0000950170-24-074329Item 5.07 Submission of Matters to a Vote of Security Holders
- 0000950170-23-028695Item 5.07 Submission of Matters to a Vote of Security Holders
- 0000950170-23-015548
Cite this data
This page is free to cite. Attribution we ask for:
Velarion, “Ponce Financial Group executive compensation, FY2022–FY2025.” https://intel.velarion.ai/comp/PDLB (accessed 2026).
Short form: data: Velarion
The Ponce Financial Group brief, $1,500
Positioning against its disclosed peers, the governance read, incentive design, and the CD&A alignment analysis; the full peer table; a committee-ready PDF.
From $499 for the board report; $2,400 for both.
7 filings cited on this page
Method: intel.velarion.ai/methodology
A report that fails to generate is refunded in full
Published by Velarion Company Intelligence
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Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
author = {{Velarion Company Intelligence}},
title = {Velarion database: executive and board compensation data},
year = {2026},
version = {2026Q3},
doi = {10.5281/zenodo.22283854},
publisher = {Zenodo},
url = {https://doi.org/10.5281/zenodo.22283854}
}