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Credit Acceptance Executive Compensation (FY25)

CACC · Executive and director compensation, fiscal 2022 to 2025
Data as of September 7, 2026Latest filing (8-K): June 10, 2026
169 figures on this page: 158 cited to the filing that reported them, 11 calculated from figures it prints. See the citations
Chief executive, fiscal 2025
◇
Vinayak Hegde
Median of the other named officers
$1,266,378
6 officers, excluding the chief executive
Latest say-on-pay support
=
June 10, 2026
Chief executive pay ratio
◇
To the median employee
What changed from fiscal 2024 to fiscal 2025
The figures that moved, and by how much. Analysis of these figures is part of the Velarion platform.
Chief executive of record: Kenneth Booth → Vinayak Hegde
CEO pay ratio: 12:1 → 641:1

Frequently asked questions

Answers drawn from the data on this page.
Who is Credit Acceptance's chief executive and what were they paid?
Vinayak Hegde was paid $62,567,647 in total compensation as Chief Executive Officer and President for fiscal 2025.
What was Credit Acceptance's say-on-pay result?
The say-on-pay proposal drew 83.2% support at the meeting held June 10, 2026 for fiscal 2025.
What is Credit Acceptance's chief executive pay ratio?
For fiscal 2025, the company reported a chief executive pay ratio of 641:1, against median employee compensation of $99,098.

Executive compensation

Every element reported for each named executive officer, by fiscal year.
Fiscal 2022
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Andrew Rostami
Chief Marketing and Product Officer
◇—◇◇——◇◇
Ravi Mohan
Chief Technology Officer
◇—◇◇——◇◇
Kenneth Booth
Chief Executive Officer and President
◇—————◇◇
Arthur Smith
Chief Analytics Officer
◇—————◇◇
Fiscal 2023
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Kenneth Booth
Chief Executive Officer and President
◇—————◇◇
Arthur Smith
Chief Analytics Officer
◇—————◇◇
Daniel Ulatowski
Chief Sales Officer
◇—————◇◇
Douglas Busk
Chief Treasury Officer
◇—————◇◇
Andrew Rostami
Chief Marketing and Product Officer
◇—————◇◇
Fiscal 2024
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Daniel Ulatowski
Chief Sales Officer
◇—◇———◇◇
Arthur Smith
Chief Analytics Officer
◇—◇———◇◇
Jonathan Lum
Chief Operating Officer
◇—◇———◇◇
Jay Martin
Chief Financial Officer
◇—◇———◇◇
Kenneth Booth
Chief Executive Officer and President
◇—————◇◇
Fiscal 2025
OfficerSalaryBonusStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Vinayak Hegde
Chief Executive Officer and President
◇◇◇———◇◇
Kenneth Booth
Former Chief Executive Officer and President
Departed during or after this year
◇—◇———◇◇
Douglas Busk
Former Chief Treasury Officer
Departed during or after this year
◇◇◇———◇◇
Ravi Mohan
Chief Technology Officer
◇◇————◇◇
Daniel Ulatowski
Former Chief Sales Officer
Departed during or after this year
◇—————◇◇
Arthur Smith
Former Chief Analytics Officer
Departed during or after this year
◇—————◇◇
Jay Martin
Chief Financial Officer
◇—————◇◇
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. A negative change in pension value is shown but, as the company reports it, not included in the total.

Equity awards granted

Individual awards as disclosed: type, date, unit counts at each level, and grant date value.
Fiscal 2025
OfficerAwardGrant dateThreshold unitsTarget unitsUnits grantedMaximum unitsExercise priceGrant date fair value
Douglas W. BuskRSU◇——◇——◇
Kenneth S. BoothRSU◇——◇——◇
Vinayak R. HegdeRSU◇——◇——◇
Vinayak R. HegdeRSU◇——◇——◇
Fiscal 2023, 2024 are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero. Threshold, target and maximum apply only to performance awards and are never shown for time-based or option awards.

Outstanding awards

Awards still held at fiscal year end.
As disclosed at fiscal 2025 year end
OfficerAwardUnvested unitsMarket value of unvested unitsExercise priceExpires
Vinayak HegdeRSU◇◇——
Arthur SmithRSU◇◇——
Douglas BuskRSU◇◇——
Ravi MohanRSU◇◇——
Option◇—◇—
Daniel UlatowskiRSU◇◇——
Kenneth BoothRSU◇◇——
Jay MartinRSU◇◇——
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Director compensation

What each non-employee director was paid.
Fiscal 2025
DirectorFees earned in cashStock awardsOption awardsNon-equity incentivePension and deferred earningsAll other compensationTotal
Thomas N. Tryforos
Board chair · Lead independent director
◇◇————◇
Sean E. Quinn
◇◇————◇
Scott J. Vassalluzzo
◇◇————◇
Glenda J. Flanagan
◇◇————◇
Kenneth S. Booth and Vinayak R. Hegde served on the board in fiscal 2025 and received no compensation for board service. Executive directors are typically paid through their executive roles, shown above.
Earlier years are included in the PDF.
A dash means the company reported no figure in that column. $0 is shown only where the filing prints a zero.

Director fee schedule

The standing retainers and premiums the board pays, as published.
Board cash retainer◇
Board equity retainer◇
Total board retainer◇
Board meeting fee◇
Committee meeting fee◇

Disclosed peer group

The companies this board named as its compensation comparison group. The list is disclosure; the comparison is analysis.

Say-on-pay history

Shareholder support for the compensation program, by year.
YearMeetingSupportVotes forVotes againstAbstentions
2025June 10, 2026=◇◇◇
2024June 4, 2025=◇◇◇
2023June 5, 2024=◇◇◇
2022June 2, 2023=◇◇◇
2021June 8, 2022=◇◇◇
2020July 21, 2021=◇◇◇
2019July 15, 2020=◇◇◇
2018June 5, 2019=◇◇◇
2017June 8, 2018=◇◇◇
2016June 7, 2017=◇◇◇
2015June 9, 2016=◇◇◇

Chief executive pay ratio

As calculated and reported by the company.
Ratio
◇
Median employee compensation
◇
Chief executive total compensation
◇
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What this page does not include

Everything above is a fact Credit Acceptance disclosed, and it is free. Everything below is our analysis of those facts, and it is not.
Written compensation analysis
A read of the pay program as designed and as paid: incentive structure, goal rigor, the alignment between the committee's stated philosophy and what the numbers show.
Executive Compensation Report — $1,500
Board and governance analysis
Committee composition, independence, director pay positioning, and the governance provisions read together rather than listed.
Board Governance Report — $1,200
Realizable pay
What the awards above are actually worth today against what they were valued at on grant, and what the gap says about the pay-for-performance link.
Velarion Intelligence
Adviser switching and vote outcomes
Two datasets covering compensation-adviser changes and what followed a contested vote. Both are part of the Velarion platform.
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Citations

Every figure on this page is cited to the document that reported it. Select any figure to see its citation.
169 figures on this page: 158 cited to the filing that reported them, 11 calculated from figures it prints.
158 cited to the filing
11 calculated from the filing

Documents cited

  1. 0000885550-26-000129
    Item 5.07 Submission of Matters to a Vote of Security Holders
  2. 0000885550-26-000073
    2025 CHIEF EXECUTIVE OFFICER PAY RATIO · 2025 Director Compensation · 2025 Grants of Plan-Based Awards · 2025 Outstanding Equity Awards at Fiscal Year-End · and 1 more section
  3. 0000885550-25-000057
    Item 5.07 Submission of Matters to a Vote of Security Holders
  4. 0000885550-25-000046
    Summary Compensation Table
  5. 0000885550-24-000073
    Item 5.07 Submission of Matters to a Vote of Security Holders
  6. 0000885550-24-000061
    Summary Compensation Table
  7. 0000885550-23-000062
  8. 0000885550-23-000043
    Summary Compensation Table
  9. 0000885550-22-000043
    Item 5.07 Submission of Matters to a Vote of Security Holders
  10. 0000885550-21-000087
    Item 5.07 Submission of Matters to a Vote of Security Holders
  11. 0000885550-20-000076
    Item 5.07 Submission of Matters to a Vote of Security Holders
  12. 0000885550-19-000042
    Item 5.07 Submission of Matters to a Vote of Security Holders
  13. 0000885550-18-000042
    Item 5.07 Submission of Matters to a Vote of Security Holders
  14. 0000885550-17-000039
  15. 0000885550-16-000118
    Item 5.07 Submission of Matters to a Vote of Security Holders
Cite this data
This page is free to cite. Attribution we ask for:
Velarion, “Credit Acceptance executive compensation, FY2022–FY2025.” https://intel.velarion.ai/comp/CACC (accessed 2026).
Short form: data: Velarion
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Specialty Finance rankings

Chief executive pay — Specialty FinanceCEO pay ratio — Specialty FinanceSay-on-pay support — Specialty Finance

Terms on this page

Say-on-Pay VoteCEO Pay RatioMedian Employee CompensationAll companies
Cite this data
APA
Velarion Company Intelligence. (2026). Velarion database: executive and board compensation data (Version 2026Q3) [Data set]. Zenodo. https://doi.org/10.5281/zenodo.22283854
BibTeX
@misc{velarionData2026,
  author = {{Velarion Company Intelligence}},
  title = {Velarion database: executive and board compensation data},
  year = {2026},
  version = {2026Q3},
  doi = {10.5281/zenodo.22283854},
  publisher = {Zenodo},
  url = {https://doi.org/10.5281/zenodo.22283854}
}
For informational purposes only. Not investment, legal, or compensation advice.  The Pay Desk · Methodology · Terms · Privacy